mam98031 • Volunteer Community Member • Buyer/Seller since 1999
@ljmgoods wrote:not even e bay don't get your money Ayden does hello europe
You are simply making assumptions. It would make no sense at all to move the money out of the US to only return the money to the US a day or two later.
There are lots and lots and lots of foreign companies that operate in the USA.
But clearly you have made your decision on what is happening, even if it defies logic, you have the right to your opinion.
@davikavanaug_4 wrote:But other places I pay don't have the right to withdraw money from my checking account. What happens if they empty my account? I have to file a claim, go to court? What about all my bills in the mean time? When they charge my card I have time to react and there are protection limits. If they empty my bank account I'm screwed. I understand, though don't like, the SS number, big brother is watching. But going to/from my checking account directly, he!! no. Guess I might just have to let them keep my money, but I will never use eBay again to buy or sell.....on second thought I think I'll file a small claims case against them and see where that goes, that's only the filing fee...I think $25.
I don't think I understand your opening statement. If you can't withdraw money from your checking account, doesn't that defeat the purpose of a checking account? I've never heard of such a thing. If you have this issue, I'd find a different bank.
Why would they empty your account? Do you get a lot of returns? Keep a cushion in your account to cover what an average return would be. Or most banks offer overdraft protection, you could sign up for that. Manage your MP account. You can see the details 24/7 in the seller hub under the payment tab. If you have a negative balance in you MP account you do have time to react if you are actively managing your account. And don't ignore emails from Ebay / MP.
Don't tie MP to your personal checking account. Open a new one to link it to. That keeps things cleaner and much easier to account for your money.
Why would you do that? Let MP keep your money? If you can't afford to wait a few days for your money, how does giving it away help? I get it that you don't like MP but I'm not sure how this approach helps you at all.
You may want to read the User Agreement that you agreed to on Ebay when you became a user. You may find it enlightening regarding filing a claim against them.
What about your bills. If you are selling just in the nick of time to pay your bills, then MP will be very problematic for you since the money isn't instant.
@barb810 wrote:yes! Sounds good to me ! And I can see more sellers using Facebook market place too coz that’s where the world is going , through social media. Plus like you said no shipping cost etc and no middle man like eBay to pay fees to. I also don’t agree with how they charge me a fee on flat rate shipping either when that is the amount I have to actually pay but when they take a fee from my shipping then I have to pay out my own pocket the difference I lost in shipping fee they took from me. And that’s not fair either
Fees on shipping has been around for over a decade now. Old news. It is not Ebay's fault that you don't charge a handling fee to cover your costs on shipping. That is on the seller. You have every right to charge a reasonable handling fee. So that is in your hands not Ebay's.
Facebook is an alternative for casual sellers. I hope you do well.
Your other post read "not going sell on eBay anymore then because I’m not giving them my bank account information sense they are not a financial institution or a bank . I feel way safer using PayPal ! This sucks n they if you only sell here and there live on low income it won’t be worth it anymore to sell on eBay coz everyone will know your business n how much money you make maybe that’s what they want to do so small businesses will get out . By"
You do know that Ebay and PP have basically the same security system on their sites. Ebay owned PP until mid 2015. Oh and PP is NOT a "financial institution" either nor have they ever been one.
And what is what I highlighted about? Who is "everyone"? Or is it your concern that any state or federal agency that some may be getting benefits from may find out they have a little side business? Income they haven't been claiming?
It is doubtful that this would harm you looking at what you have sold in the last 90 days. It is likely you are fine.
As to your checking account. This isn't Top Secret information in the first place. Bank routing numbers are actually public information. Anyone can get it and they don't even have to have a reason to want it. Many banks actually state their routing numbers on their websites.
Have you ever written a physical check and gave it to anyone or company? If so, on that check is your routing number and your checking account number. Each and every time you do that it gives this information to whomever you submit it too. Just sayin!
![Video [Russian Language]: Answers to common Payoneer registration issues](/t5/image/serverpage/image-id/750612i41F587DBC26EF24C/image-size/large?v=v2&px=999)
