mam98031 • Volunteer Community Member • Buyer/Seller since 1999
@buyersresort wrote:If I purchase an item my account will be charged. If MP asks permission first via an email I didn't see that in the information presented to me.
I never indicated or pointed fingers and any person or company, just proposed and example of what may happen.
A PP link is required for eBay to draft for eBay fees but not required for purchases. That's what my PP user name and password referred to. I cannot make a purchase on EB and pay with PP without logging into PP separately.
You had mention the delay as an aide in catching that sort of problem as an aid in helping prevent the complications previously not me. If its not there then that's the way it is but it's existence or not as an aid in circumventing a problem is limited or no use depending on its existence or not.
MP is NOT a Wallet like PP. MP is ONLY for seller to receive money. You can not use the money in your MP account to purchase anything except a shipping label for a pending order.
You might want to look at your payment options on your listings. You do offer PP. Most buyers use PP.
@buyersresort wrote:Thanks, that's good to know. If purchases do not at all go through MP It does remove some risk factors. The other points still exist how ever and speaking only for myself I will choose not to give bank account access, SSN, etc to another entity. It's just information I try to keep in limited hands for privacy and security concerns.
I do accept PP as we have discussed but it is not linked to EB for purchasing purposes either as stated. As I understand PP will not be an option once a person joins with the MP requirement or at least it will filter through MP if available at all. (for selling) If mistaken I'll be happy to know about it.
That is your choice to make. I wish you nothing but the best wherever you end up selling at.
Clearly you have some misunderstandings on how MP works since you thought you could use the money to purchase items with. You gave PP your bank info and your SSN a few years back. Any similar site to Ebay is going to require this info as they too have their own money processing programs.
PP is still an option for buyers no matter if the seller is MP or not.
MP will be the money processor for ALL payments received by a seller once in MP.
@zero*spot wrote:No, ebay member - wrong56 was comparing apples to apples, when I clearly was telling them that the final deposit amounts were different and wron56 insisted that what i saw in ,my PP account was not accurate. Well, it was.
Of course they are different. PP doesn't collect your FVFs for Ebay and never has. MP is taking the Ebay FVF from the money you have incoming to MP. The two numbers have to be different.
PP only takes their fees of 2.9% and 30 cent transaction fee.
MP takes FVFs for Ebay and the money processing fee plus the 30 cent transaction fee.
@zero*spot wrote:Let me ask you a question since you seem to be one of the more knowledgeable members on here. When I cancel an order because a buyer asked, why does eBay STILL keep the .30 cent fee? This isnt like Papal running a credit card transaction, Its direct funds transaction to a bank via Ebay. When I send funds to a friend from my Paypal using my bank account, there is no fee. Why does eBay keep this fee when its the BUYER who cancelled? Why should I lose .30 cents? Also, does ebay refund the taxes that they collected, and do I pay for the rate that they collected on those taxes of the TOTAL sale? Ebay told me they would refund me a Variable RATE FEE/. Why variable ? Whats that?
Thanks
Look on the bright side. PP doesn't refund ANY of their fees. They use to refund the processing fees but never the 30 cent transaction fee. But October of last year that changed. So now PP doesn't refund any fees for partial or full refunds.
MP will give you a credit for the FVF [Simplified Fee] on the transaction when the transaction if refunded in full but not the 30 cent transaction fee. They still processed the transaction, actually two, one coming and one going. I'm happy that we now get the bulk of our fees refunded as we didn't in PP.
Your talking about Friends & Family within the PP options. They have always done transaction through that program for free. MP has no such program at least not yet. MP is very basic right now. You can only attach one bank account too. Sometimes members have a need for more than one bank account. But likely something they will add down the road sometime.
Yes Ebay refunds taxes to the buyer.
Sorry someone used the word "variable" to describe the MP fees. That does make it a bit more confusing. There is a Simplified Fee for MP [not variable]. It will vary depending on the category the seller sells in. It is a fixed fee by category. Since you don't have a store, your category is a 12.35% Simplified Fee in MP.
https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4822#section8
@buyersresort wrote:It's paying the fees at the time of the purchase rather that being billed later by EB. All the changes remove some cash flow control. If you were selling thousands of dollars of stuff it could hurt.
There are lots of sellers that like that and lots that don't, it is a mixed bag. I don't mind it myself. Less to pay at the end of the month. But then I don't run my cash flow so tight that I have to be concerned daily. That is NOT to say anything at all against anyone that does. It took me a long time to work myself a bit forward on that aspect of business, but my cash flow will not suffer because Ebay takes their fees at the time the buyer pays.
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