There are only a few instances when the seller has any type of protection and those are limited. If your item is going through one of the authentication programs, depending on your return policy the seller has some limited coverage. The seller also has pretty much blanket coverage if they are selling internationally and utilizing the EIS program.
In either case it does not mean the buyer cannot open a return or file a chargeback with their CC company it simply means the seller is not involved in the process. They may or may not get their money back but if they do it does not come out of the sellers pocket.
