mam98031 • Volunteer Community Member • Buyer/Seller since 1999
First is was a requirement to put down payment on offers now it's a requirement to bid.
It is almost a year to the day since I have had the payment required to make an offer requirement https://community.ebay.com/t5/Buying/Ebay-requesting-payment-method-when-submitting-an-offer/m-p/339...
I use paypal and have multiple accounts attached to paypal. I have confirmed only one account within paypal can be selected at a time. I'm even getting this on items I already bid on prior to Friday when this popped up. EBAY can go to HELL. Date and time is listed in status bar. Ebay has had data breaches in the past and I don't need to have the headache of dealing with another one from a careless company, so I will not be handing over CC, or bank info to them just to buy.
I'm confused by the way you structured your post. You run what I have said in with what you have said in other posts. There is no break between what I said and what you are saying.
I'm happy to have a civil conversation with you, but I'm not going to have to rearrange your posts to figure out what I said in a previous post and what you are saying. It is all ran together.
Yes that does help. You really should run posts together as it is very confusing to pick out what you said and what the other poster said.
When you hit the " mark in the tool bar, that will copy the post you are responding to into the post you are going to make. Hit the return / enter button before starting to type and your post will show up BELOW that grey bar you see on the left. That grey bar typically means it was a post you were responding to.
There was nothing wrong with ebay using paypal prior to the switch over mismanaged payments.
That was the opinion of many. But Ebay is a for profit corporation, the sold off PayPal and started their own payment processing program. IDK why you call it "mismanaged" as it works pretty darn well for many if not most sellers. If you haven't provided Ebay with the information they need, then you have no experience with the program.
Ebay DOES NOT need bank account details and in fact outside of the US in many countries they don't require sellers to use their bank accounts. You have failed to do your homework on the issue, so please take the time to read up ebay policies.
This isn't a ME issue, this is a YOU issue. I did my homework back in 2020 when Ebay brought Managed Payments site wide. What you don't seem to understand is the information Ebay requires from its seller because Ebay is now our Money Processor is REQUIRED by FEDERAL Law. Specifically the Anti Money Laundering laws and the Patriots Act. If you want links to them I can provide them.
Now some of the rules in other countries are different. Not at all sure how that affects us here in the USA, but Ebay has things covered and they take care of the International sellers too.
EBAY does not need a sellers account for payments. Ebay now requests CC and bank accounts from people and they have not been BREACH YET as far as we have been made aware since the switch over.
If you want to sell on this site they need it. If you don't want to provide the information, you have that right. And Ebay has the right not to allow you to sell. You are absolutely correct, I did say this earlier. ALL, without exception, internet sites are ALWAYS at risk to be hacked. Your bank, my bank, Amazon, Etsy, Macy's, Target, Walmart, etc. etc. etc.
You appear to like conspiracies. If Ebay had of been hacked, they will inform us of that information just like they did the last time. The legal ramifications behind them NOT sharing that kind of serious information is simply overwhelming and certainly not cost effective for them.
As far as I'm concerned ebay data breaches that resulted in paypal being compromised is a financial breach as anything that deals with money IS a financial breach, but what do I know I only completed my undergrad work in Information Systems.
OK, except that NEVER HAPPENED! And as I explained before, if Paypal was hacked / breached, that is PayPal's issue, not Ebay's. Ebay would have NOTHING to do with that. They do not own PayPal anymore, not since June of 2015.
Ebay on the USA side only needs an SSN, name, address, and DOB for tax reasons
You should contact Ebay and let them know. Also guide them on how they would get your money to you if they don't have your banking info without breaking any laws.
https://www.ebay.com/sh/fin/dlp
https://www.ebay.com/help/selling/getting-paid/registering-seller?id=4792
https://community.ebay.com/t5/Payments-Resources/Have-questions-about-payments-Check-out-this-post-f...
Been with ebay for decades, not going to put up with being forced to preselect a payment before winng
If im not a good risk then ill shop elsewhere. I want my options for combined shipping open as well as HOW i chose to pay at end of auction..wither its pay pal or this card or that bank
@meowsertd wrote:Been with ebay for decades, not going to put up with being forced to preselect a payment before winng
If im not a good risk then ill shop elsewhere. I want my options for combined shipping open as well as HOW i chose to pay at end of auction..wither its pay pal or this card or that bank
Getting bidders to actually pay for auctions they have won has been a big issue for sellers since the beginning. This method is meant to fix that for the sellers as it is a very big problem for some.
While you would need to select your payment info before you bid, if you are the winning bidder, you have up to one hour AFTER the auction closes to change / revise your payment method choice. So if you did change your mind, you can revise it.
You are taking this as a personal affront to you, but it isn't meant that way at all. You should still be able to combine shipping, just make sure you communicate with your seller. They can take care of it for you.
A whole hour, as if I have nothing else to do but wait for a auction to end at what ever time it does. Again there are frequent times I buy multiple items from a seller for combined shipping with auctions that end over a period of days. Certainly by now after decades of being a buyer I can be trusted to pay within time previously alloted. Is Ebay going to force Sellers to ship within a hour? Or even a day? I take it as the insult it is to an experienced and proven trustworthy buyer.
TRUSTED ON TIME PAYMENT BUYER SINCE 06-11-2004
@meowsertd wrote:A whole hour, as if I have nothing else to do but wait for a auction to end at what ever time it does. Again there are frequent times I buy multiple items from a seller for combined shipping with auctions that end over a period of days. Certainly by now after decades of being a buyer I can be trusted to pay within time previously alloted. Is Ebay going to force Sellers to ship within a hour? Or even a day? I take it as the insult it is to an experienced and proven trustworthy buyer.
TRUSTED ON TIME PAYMENT BUYER SINCE 06-11-2004
Yes a whole hour. I get it, you are a responsible buyer and you pay for what you bid on. Unfortunately there are too many that do not act that way. Your feels are often felt by sellers when Ebay changes something for sellers when most of us are honest forthcoming sellers. But the bad apples cause more rules to be created. Nothing new in that.
I understood you the first time when you said you frequently buy multiple items from the same seller and want combined shipping discounts. IMHO that is a very reasonable request. As I stated before, just make sure you contact your seller, they can take care of you. It would need to be a refund to you in order to give you the combined shipping discount, but that shouldn't raise any issue other than it isn't your preferred way, but it is a way that DOES work.
I can tell you that I personally don't get burnt that often by new members. Most of the time when it happens it is by a seasoned Ebayer.
"Is Ebay going to force Sellers to ship within a hour? Or even a day?" How are they suppose to accomplish that? Will and Ebay employee come knock on a seller's door at midnight because they just got a sale? Require them to package the item??? And ship it??? How would they do that? What carrier is available at midnight to take the package and start processing?? I get it, you are mad and just throwing stuff out there. You want to blame this on the sellers, which is odd as they didn't create the rule!!!!
I get it that you are taking this change personally but it was never meant to cause you to be upset. I do however understand it. I also know you will not likely agree that this is a good change so that sellers don't lose so much money due to problematic buyers.
You need to do whatever is best for you.
@greatwebcontent wrote:
@mam98031 wrote:
"Ebay has had data breaches in the past..." That is extremely misleading. Ebay was hacked in about March of 2014. Not a single member's financial data was hacked. The hackers were not able to break through the encryption coding Ebay had protecting our financial data. ...
To say, or imply that eBay is in full control of this is also misleading. Even encrypted, once the hackers have been able to access and copy the encrypted data, they can work offline, at their leisure, over days, weeks, months, or even years, to break the encryption.
The "years" part may be marginally thwarted by some CC expiration dates, but some can be quite long... I have one CC that expires in 5 years (into 2029), and bank routing numbers/account numbers, ans SS numbers don't have an expiration date.
I get it. There is nothing I can say that will change your mind and that is fine. Being cautious with personal and financial data is always a good thing.
You aren't representing what I said in the way I said it. I did not say "eBay is in full control of this is also misleading". Those are your words, well a couple you inserted into what I said, that changes what I actually said.
What I actually said was:
"Ebay has had data breaches in the past..." That is extremely misleading. Ebay was hacked in about March of 2014. Not a single member's financial data was hacked. The hackers were not able to break through the encryption coding Ebay had protecting our financial data. They were able to get some members email addresses and likely their names. But all more sensitive information was PROTECTED by Ebay and the hackers did not get it. So instead of trying to use this as a negative towards Ebay, I for one am very happy and appreciative that Ebay successfully defended my financial data.
I also NEVER SAID that All Hackers can't get through the encryption that ANY website might use. Good grief you sure read more into what was said that was intended or even factual.
ANY internet site is at risk for getting hacked. Not all hacks are created equal. You may think they are, but they aren't.
The FACT is that the hack that happened on Ebay a DECADE ago did not have any encrypted data breached. Ebay was successful in protecting it. I personally think that is a VERY good thing and I thank Ebay for having some strong protections on our information for the past almost THIRTY years.
Clearly you see things differently. You have that right. But again, don't twist my words, that you don't have a right to do and present them as something I've said.
In an additional effort to keep our accounts safe, they required all members to change their Password as an added layer of trying to protect us.
@greatwebcontent wrote:I have recently (in the last week) bid on an item and was required to authorize payment in advance. I wanted the item, so reluctantly, I agreed. In the meantime, I also bid on another item. I ended up winning both bids, but in both cases, the "Auto Payment" wasn't (at least immediately) processed. After a day or two, I was still able to go in and make my payments for each item, using any method I wanted. I made both payments using a different payment method than the method I pre-authorized.
As far as "Offers", I have also recently mad an offer, and again pre-authorized payment, but the offer has not been accepted or declined yet.
I assume (no actual "knowledge") that the authorized payment would have been eventually invoked if I continued to delay the payment, perhaps up to the 4-day point.
So you mean the method of payment that you gave before you bid was NOT the method in which you wanted to pay with? Why would you do that? It doesn't make sense.
Not all sellers have this requirement set in their Buyer Requirements, so it will only happen on those sellers that do.
I'm not sure what happened in your case. But Ebay typically allows just one hour after an auction is won for the buyer to go in and change their payment and delivery info.
Same with offers. There is a Buyer requirement that sellers can set to require this.
