Now getting Payment method required to bid.

[safan80]

First is was a requirement to put down payment on offers now it's a requirement to bid.

It is almost a year to the day since I have had the payment required to make an offer requirement https://community.ebay.com/t5/Buying/Ebay-requesting-payment-method-when-submitting-an-offer/m-p/339...

I use paypal and have multiple accounts attached to paypal. I have confirmed only one account within paypal can be selected at a time. I'm even getting this on items I already bid on prior to Friday when this popped up. EBAY can go to HELL. Date and time is listed in status bar. Ebay has had data breaches in the past and I don't need to have the headache of dealing with another one from a careless company, so I will not be handing over CC, or bank info to them just to buy.

[ittybitnot]

@safan80 

Just because eBay has now enrolled your BUYER ID into forced compliance in order to make an offer or bid, it still only works for the SELLERS that have retained the defaults eBay placed on their accounts. Many don't even know that they are there.   You will not be required to do this for sellers that have turned those (now renamed) BUYER RULES off.  If the seller doesn't use them, your payment options will NOT be restricted AND you can win multiple auctions and get a combined invoice. 

I just go find another seller, or another place to buy altogether.  The internet is a big place. 

[kensgiftshop]

What difference does it make if you provide payment information before or after?

[ittybitnot]

What difference does it make if you provide payment information before or after?

@kensgiftshop 

For someone that wanted to bid on ten of your auctions  and pay with PayPal Pay in 4 for the $1k it is going to cost it makes a difference because that payment option is NOT allowed.  For someone who has $1500 in Spendable Funds, they can't use them either.  No Google Pay, Apple Pay, most Gift cards, reward points, PayPal credit as well as combined shipping/invoicing for one shipping price is all off the table.    If my card company saw ten individual charges in an hour or so to the same account they would probably block them after the first few. LOL.

Imagine going through the grocery line, and having a charge on your card for each item that was in your basket.  If YOU don't use auctions or offers then this won't be a problem for you.  Even though purchasing items with IPR negates combining/invoicing, at least you can use the payment of your choice. 

Just because YOU don't see what difference it makes, does not mean other people are not aware. 

[safan80]

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@ittybitnot wrote:

@safan80 

Just because eBay has now enrolled your BUYER ID into forced compliance in order to make an offer or bid, it still only works for the SELLERS that have retained the defaults eBay placed on their accounts. Many don't even know that they are there.   You will not be required to do this for sellers that have turned those (now renamed) BUYER RULES off.  If the seller doesn't use them, your payment options will NOT be restricted AND you can win multiple auctions and get a combined invoice. 

I just go find another seller, or another place to buy altogether.  The internet is a big place. 

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Like the problem with the offer payment requirement I'd tried to message many sellers who's items have this enabled. None so have been willing to remove YET. If anyone has a screenshot of the options and are willing to post it I would be grateful.

@kensgiftshop 

I have a double digit number of accounts tied to my paypal. Why does ebay think this crap is a good idea? placing a bid at the start of an auction means nothing, you have to win it. 

If you need an example of why this is stupid read @ittybitnot  's reply to you. I will quote just in case you missed it. 

"What difference does it make if you provide payment information before or after?

@kensgiftshop 

For someone that wanted to bid on ten of your auctions  and pay with PayPal Pay in 4 for the $1k it is going to cost it makes a difference because that payment option is NOT allowed.  For someone who has $1500 in Spendable Funds, they can't use them either.  No Google Pay, Apple Pay, most Gift cards, reward points, PayPal credit as well as combined shipping/invoicing for one shipping price is all off the table.    If my card company saw ten individual charges in an hour or so to the same account they would probably block them after the first few. LOL.

Imagine going through the grocery line, and having a charge on your card for each item that was in your basket.  If YOU don't use auctions or offers then this won't be a problem for you.  Even though purchasing items with IPR negates combining/invoicing, at least you can use the payment of your choice. 

Just because YOU don't see what difference it makes, does not mean other people are not aware. 

"

in the end @kensgiftshop I will just start buying from amazon because ebay's quality is not what it was.

[mudshark61369]

@safan80,

Last year, when you posted the topic you posted a link to.  Having to select a payment method in advance of making an offer, or placing a bid, was a requirement, that many sellers did not know they had been opted into.  Then ebay removed the auto payment requirement for auctions, for about 6 months. However, at the end of June this year they did reinstate it, opting sellers into it again, and many who opted out, may not know about the reinstatement and that once again they were opted back into the requirement.  Just recently, because of the reinstatement, I found a seller whose auctions I've bid on in the past, had the requirement. I messaged them asking if they knew that the auto payment was reinststed?  That seller did reply and thanked me for telling them about it, and dechecked the option so that when I went to bid at the end of the auction, I did not have to enter the payment info.

If you are using PayPal to pay for your items, the actual payment method is not disclosed, to ebay or a seller.  If you find an auction you want to bid on has that requirement set, before bidding on it switch your default payment method in PayPal. If there are several days left in the auction try placing a bid and if you see the Auto Pay screen, back out and make the default switch in your PayPal account, so there is time for it to register in their system. Just be sure your payment method is one of the ones you can use for payment basically they are, a credit/debit card, or a bank account. PayPal credit, pay in 4, PayPal balance... are not accepted.

[ittybitnot]

Like the problem with the offer payment requirement I'd tried to message many sellers who's items have this enabled. None so have been willing to remove YET. If anyone has a screenshot of the options and are willing to post it I would be grateful.

@safan80   here you go:  

https://www.ebay.com/bmgt/buyerrequirements

Buyer Rules:

*Require buyers to provide a payment method before they place a bid.

*Require buyers to provide a payment method before they make an offer.

The above ^^^^ are the options the seller can turn off.   eBay placed them an all accounts.  Even if you don't sell they gave them to you in case you ever changed your mind...LOL.. These seller "Buyer Rules"  didn't do anything until eBay started forcing the BUYER IDs into compliance.  

These limit a buyer's payment choices.  These prohibit combined shipping/invoicing.  With auctions, if you are a seller yes you will get paid, but likely you  will get LESS, because this discourages buyers that DO PAY. 

My BUYER IDs are in forced compliance by eBay, so when the payment source requirement is displayed, I don't bother anymore.  Why would I want to win 20 auctions with shipping set at $5 each ($100 total)  for items that could be combined in one 6 oz. package?   They say sellers can refund the difference. Is it a requirement? NO   Are there consequences if a seller does not?  NO   Even if they did refund, why inconvenience your buyer who has to wait a week for a Managed Payments refund?   The seller doesn't trust me to pay, I don't trust them to refund.  Off to find a more seller friendly seller...LOL.  

Do sellers know that they are paying eBay 20 x 40 cents ($8.00 non-refundable)  for using this system  instead .40 cents for one combined order?   MAYBE

I also let my sellers know what was going on, many thanked me.  Others simply "ghosted".  I figure it was due to the warning eBay had included with those requirements...LOL...like Non-Paying buyers would descend on your listings in droves, and you would live miserably ever after. 

If i run across an auction seller that has items I would be interested in purchasing, I just send a prepared note: 

Dear seller, 
I am very interested in bidding on seven of your listings.  Unfortunately, the settings eBay placed on your account with the default set to YES are limiting my payment choices, and prohibit combining items for one shipping price.   You can find these here: 

https://www.ebay.com/bmgt/buyerrequirements

Buyer Rules:

*Require buyers to provide a payment method before they place a bid.

*Require buyers to provide a payment method before they make an offer.

Do let me know if you change your mind about retaining these, and I would be happy to revisit your offerings again, and start bidding.  Do enjoy your day, and happy selling!  
Thank you. 
Me        (I sign it with my 26 year old ID)  

A few have complied, most don't.  The ones that "don't" will never know I would have bid $100 more, or would have made offers on 8 of their listings at just $1 less than their asking price, just so the items could be combined.  

If eBay would rather retain non-paying buyers in case they might really pay for something some day, in favor of the money I would spend, that is their choice.  

lude

[ittybitnot]

sellers did not know they had been opted into..

@mudshark61369 

The word "opted" suggests sellers were given a choice (option) in the matter.  More like eBay AUTO-ENROLLED them without letting them know.   It has been eBay's way for anything that will likely be unpopular.  I remember for a while when eBay came up with the GSP, I was auto-enrolled, and re-auto enrolled numerous times.  I remember the famous auto re-enroll was the time they made everyone click on ACCEPT the new user agreement  (a rather large many page document).  If you didn't ACCEPT, you couldn't proceed.  That accept button put you back in the GSP.  It may have been mentioned in small print found in a link on page 245, but .....really? How ethical is that? 

Remember the "learn more" debacle with Webinterpret?   Click on learn more and you were auto-enrolled. If you finally were able to get out of this program, it wasn't too long before eBay started auto-enrolling you anyway....LOL   wake up in the morning to find you had 2000 listings instead of the 150 you had when you went to sleep, many of which earned you policy violations as well. 

A more recent example can be illustrated with the shipping issue where eBay wanted sellers to pass along the 'discount' they received to buyers.  To give eBay some credit,  they tried the "option" method first by advertising how wonderful it would be to have happy buyers and you would get more sales if as a seller you opted in to the program (even though your monetary take would be less).  Fast forward, due to lack of volunteers, eBay decided to enroll all sellers who used calculated shipping.  You may have the "option" to unenroll yourself so long as you got the memo. 

Do take my post in the humorous intent in which it is written!  LOL 

[ittybitnot]

@mudshark61369 

I forgot to add that in the topic at hand regarding the "pre selection of a payment option" (aka auto-pay),  buyers are indeed not "opted in".  They are forcibly "auto enrolled" with no way out other than "opting" not to comply, finding another seller, or shopping someplace else. 

Look again at the screen shot provided by the OP.  I have seen a couple of "other" versions that they are likely testing of late.    They no longer advertise it is as "new, wonderful, streamlined, for your convenience" like the old days, but they are still leaving out some important information......

Your payment options will be limited.  You cannot use GooglePay, ApplePay, many gift cards, points, spendable funds, PayPal credit, PayPal Pay in 4, etc.  And you will not be able to request an invoice for combined shipping, and your seller can't send you one either.  You will be paying  separately and billed immediately for each auction win at full price. 

Got to wonder how many buyers simply left the platform after their first "new wonderful streamlined experience"  with this. Wonder how many sellers are still wondering why they no longer get offers, and get fewer or no bids.   eBay will tell you to start paying for promoted listings. 



   

[safan80]

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@mudshark61369 

Thanks for the info You can not use your default payment method when ebay forces you to add a payment method. This thinking is categorically False. Once you lock in an automatic payment within paypal for ANY merchant you can not switch the payment method on any merchant until you remove the old autopay and start a new one, but In paypal the auto pay feature overrides your default online payment. if you remove the old method from paypal but not ebay can cause problem with ebay processing the payment. Here's a screenshot of my autopay configuration with paypal for ebay when I change a payment method for offers the history is in the inactive section. Paypal applies a new start date each time the method is changed. It's not the full history because I'd been testing it for about a year. If you want to change your auto paypal payment method you have to go into your ebay account and delete the paypal option you have setup and start again. Ebay only allows one payment method from paypal at a time. Many payments methods are blocked when setting it up foolishly through ebay janky process. It's easier to just do everything at checkout as paypal during checkout allows ALL options to be used.. Take into account what @ittybitnot has been posting.

@mudshark61369 wrote:

@safan80,

Last year, when you posted the topic you posted a link to.  Having to select a payment method in advance of making an offer, or placing a bid, was a requirement, that many sellers did not know they had been opted into.  Then ebay removed the auto payment requirement for auctions, for about 6 months. However, at the end of June this year they did reinstate it, opting sellers into it again, and many who opted out, may not know about the reinstatement and that once again they were opted back into the requirement.  

[safan80]

Being forced to add a payment method after I had already bid on an item 29 Jul 2024 at 3:58:50pm PDT ebay time.

I really don't need to use ebay for buying.

[mam98031]

@safan80 

"Ebay has had data breaches in the past..."  That is extremely misleading.  Ebay was hacked in about March of 2014.  Not a single member's financial data was hacked.  The hackers were not able to break through the encryption coding Ebay had protecting our financial data.  They were able to get some members email addresses and likely their names.  But all more sensitive information was PROTECTED by Ebay and the hackers did not get it.  So instead of trying to use this as a negative towards Ebay, I for one am very happy and appreciative that Ebay successfully defended my financial data.

In an additional effort to keep our accounts safe, they required all members to change their Password as an added layer of trying to protect us.

[safan80]

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It's not misleading because ebay was using and storing paypal account information. Back in 2014 Ebay did not use mismanaged payments like they do now. Paypal accounts were breached back then due to people not knowing about the issue.

Changing your password only works if data breaches notifications are made in a timely manner.  

@mam98031 wrote:

@safan80 

"Ebay has had data breaches in the past..."  That is extremely misleading.  Ebay was hacked in about March of 2014.  Not a single member's financial data was hacked.  The hackers were not able to break through the encryption coding Ebay had protecting our financial data.  They were able to get some members email addresses and likely their names.  But all more sensitive information was PROTECTED by Ebay and the hackers did not get it.  So instead of trying to use this as a negative towards Ebay, I for one am very happy and appreciative that Ebay successfully defended my financial data.

In an additional effort to keep our accounts safe, they required all members to change their Password as an added layer of trying to protect us.

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[mam98031]

@safan80 

It's not misleading because ebay was using and storing paypal account information. Back in 2014 Ebay did not use mismanaged payments like they do now. Paypal accounts were breached back then due to people not knowing about the issue.

Changing your password only works if data breaches notifications are made in a timely manner.  

In my opinion it was misleading because no financial info was compromised and you are using it as an excuse to not want to give Ebay the info they need.  

Ebay did NOT store PayPal account information, Paypal stored that.  But Ebay did have many sellers credit card info or they checking account info because at that time we paid our selling fees once a month.

Paypal was NOT affected at all by the breach on Ebay in 2014.  

The data breach notification was made quickly after Ebay found the breach.  If you are of the opinion that once a site, any site gets hacked that they know about it instantly you are misinformed as it doesn't work that way.

Ebay acted very responsibly and forced every single member to change their passwords.  They did not allow them to access their account until they did that.  And again, PayPal was not involved in this issue that happened on Ebay.

Now PayPal has been hacked in 2022.  I have an account with them.  I was never notified, were you?

[safan80]

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There was nothing wrong with ebay using paypal prior to the switch over mismanaged payments. Ebay DOES NOT need bank account details and in fact outside of the US in many countries they don't require sellers to use their bank accounts. You have failed to do your homework on the issue, so please take the time to read up ebay policies. EBAY does not need a sellers account for payments.  Ebay now requests CC and bank accounts from people and they have not been BREACH YET as far as we have been made aware since the switch over.  As far as I'm concerned ebay data breaches that resulted in paypal being compromised is a financial breach as anything that deals with money IS a financial breach, but what do I know I only completed my undergrad work in Information Systems.

Ebay on the USA side only needs an SSN, name, and DOB,  If you don't understand that I'm sorry for your loss.

@mam98031 wrote:

In my opinion it was misleading because no financial info was compromised and you are using it as an excuse to not want to give Ebay the info they need.