Absolutely agree with every comment made here! AND on the topic of "Holding Funds for 30 Days"!!: I just discovered this very obscure verbiage within eBay's "Customer Service Help" section. It is not easy to find and still it is an extremely vague definition of "Payment Holds" under <Types of Transaction Holds> and an even more confusing explanation! "We may also place a payment on hold if we need to review the details of a transaction. Category, price, and seller standing can all contribute to this decision. Transaction holds are usually maintained for a maximum of 30 days." - eBay's helpful insight into "Payment Holds"?? really? eBay gives every reason for payment holds and they all seem troublesome and then I read "Category, price, and seller standing can all contribute to this decision" - that just sounds disingenuous to me. I presume the only natural response from sellers to this type of business practice is an overwhelming disincentive to continue and conduct business on eBay's platform. As with me, if I sell a high-valued & high-priced item, I obviously must have a high financial stack and a substantial investment within that item, and that I am anticipating a certain projected ROI, post-sale. Now, after that transaction you should realize a profit margin / return on your investment, correct? how about the rate of that return (ex: timeframe) and when accounting for the time value of money and its net present value we all are essentially undertaking additional risk & cost!! It may be marginal, but it still exists. There is a reason loans have interest and credit cards have late fees after 30 days! but I digress. The point is straightforward, Sellers need their payouts as soon as possible! to reclaim initial costs, sustain a positive cash flow, and have a buffer for unexpected financial obstacles... maybe the obstacle is related to an eBay buyer-member and they are demanding a refund on a similarly priced item? and considering your eBay available account funds are currently "unbalanced", you must now resort to an alternative financial resolution! very unreasonable business policies & practices, if you ask me.
