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eBay Forcing you to give your checking account with routing number and Social Security number

Forcing you to give your checking account with routing number and Social Security number . I am not a big seller I just sold a few things I never used that I had then eBay locked my account AFTER selling some stuff saying I had to update my account. I refused to give my private information. I called eBay and of course I was tossed around from one person to another. I asked them why PayPal doesn’t ask you that kind of private information they allow you to use your bank card like a credit card and do two small deposits with one withdrawal to verify. If you are a business they only require your EIN number.  Never do they ask you for your private information. Brittany from eBay the last woman I was talking to said well PayPal is a Financial company and a eBay is a market place. Ok so that supposed to make me feel comfortable giving Them my private information? That is supposed to tell me it’s Secure to do so? I had to ship the stuff I sold to the people because I’m not a jerk but eBay won’t give me my money. I told Britney I was deleting my account she sent me the link. Once I know the people received what they purchased ( because I’m honest)  and want to make sure they got it even though it cost me money. I WAS a victim of fraud twice. My SS# was stolen and it ended up freezing my tax returns and the second time I had my bank account drained. I was told by the police to NEVER give your SS # out other than in person and never give your routing # out unless it’s in person or a government site which have very high security and Only if you need to exp: direct deposit tax return. I have never given it out since. There is NO good reason eBay needs that. They have documentation they took the sales tax out. Personally I think anyone that got ripped off by eBay and they will not give them their money back need to get together and sue eBay. 

 

 

 

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Re: eBay Forcing you to give your checking account with routing number and Social Security number

Don't remember giving my SS# to PayPal

Message 241 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

After 20 years, I’ve had to discontinue selling on eBay because I fear they will be hacked and I don’t want my SS# given.  That said, where else might I sell besides Craigslist?

Message 242 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number


@hobbiesin3d wrote:

if it is not immediately obvious that you can choose, then it  is a deceptive practice. ebay menu defaults to asking you to providing bank log in permissions, which they have no reason or need to know. 


@hobbiesin3d 

 

The email they sent you doesn't tell you anything??  It just gives you the link and doesn't tell you to register by a a certain date or you won't be able to sell on Ebay?  Would you mind to copy and paste the email you received into a post please.  I know they send different versions of this email, I'd like to see what yours said.


mam98031  •  Volunteer Community Member  •  Buyer/Seller since 1999
Message 243 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number


@hobbiesin3d wrote:

my issue  is with the default requirement to provide my bank login information so they can pretend to be me.

 

also ebay hack 2014:

https://www.ebayinc.com/stories/news/ebay-inc-ask-ebay-users-change-passwords/


WOW!!!  Why in the world would they do that?  Why would the even have a need to?  

 

There is no need to attach your personal checking account.  Many of us are using a separate checking account to feed our online sales into whether it is coming from Ebay, Etsy, Amazon, Mercardi, Poshmark, Offerup or any other site that has a similar money processing program.

 

You may want to read the link you provided a bit closer.  Not a single drop of account information was breached for a single members.  ZERO, nothing, nada, ziltch.  And why you might ask?  Because Ebay's encryption withstood the hack.  That should not make ANYONE question can Ebay keep my info safe, it should have you saying THANK YOU Ebay for keeping my information safe for 25+ years.

 

@hobbiesin3d 


mam98031  •  Volunteer Community Member  •  Buyer/Seller since 1999
Message 244 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number


@marchelloregoli wrote:

After 20 years, I’ve had to discontinue selling on eBay because I fear they will be hacked and I don’t want my SS# given.  That said, where else might I sell besides Craigslist?


Yes because they have only protected our information for over 25 years!!  


mam98031  •  Volunteer Community Member  •  Buyer/Seller since 1999
Message 245 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

The start of the end of buying and selling on ebay

Message 246 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

These companies get hacked into and accounts 

get overtaken not worth the risk of sale your item 

and they take over your account!!! So eBay is now

for the Big Boys not what it was started as.  PayPal 

was sold to China now China has all your information eBay may be the next to go need to find somewhere else to sale things laying around

house.

Message 247 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

I too share your concern.  I will not disclose this personal information to Ebay, so apparently I will no longer be allowed to list items for sale here.  I'm not a big seller either, but I have had an active Ebay account since 1999 and over 1300 positive feedback ratings, and I would like to believe that I'm a valuable customer, but Ebay did not ask my opinion on this policy before it was enacted, so I suppose they don't care. 

 

I have read some of the replies to your comment, and I'm amazed by how many people simply give out this information without seriously considering the consequences.  Yes, bank routing numbers are all available to the public, but your account number, SSN, etc. are not.  I manage a small bank, and I have had to help countless customers with identity theft issues over the years.  Unless you have had to deal with identity theft personally, you have no idea what is involved with correcting the problems caused by it.  You can invest hundreds of hours in phone calls and writing letters, along with potentially thousands of dollars in lawyer bills in order to straighten out the mess.  Securing your private information is the #1 way to prevent identity theft, so giving this information to Ebay only increases your exposure and your potential to become a victim.

  

In short, it has been a nice ride and I'll keep my Ebay account open, but unless this policy is changed, I'll no longer be a seller.  I have many other options to sell items, so I'll roll with those and move on and someone else can collect sales commissions from me.

 

Message 248 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

i think your misunderstanding of lost and stolen data is misleading. server data is hashed, hard drives are encrypted. if a system is stolen, encryption usually does not work that well, and there are methods to keep active accounts so login is not needed, unless system is tied to a gps key id that needs entry every time machine is used. data when viewed can be hashed, but that has markers in it. stealing data that has hashes is ideal for theft as it allows reverse matching over systems that have similar setup.  if anyone has ever used a password on any system that is compromised or ever used a password that someone else has used, they are screwed. my guess is that 25% of users of that ebay stolen data would be in trouble if they did not change passwords. i think ebay required such a change at next login. but they messed up at least once that we know about.

Message 249 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number


@hobbiesin3d wrote:

i think your misunderstanding of lost and stolen data is misleading. server data is hashed, hard drives are encrypted. if a system is stolen, encryption usually does not work that well, and there are methods to keep active accounts so login is not needed, unless system is tied to a gps key id that needs entry every time machine is used. data when viewed can be hashed, but that has markers in it. stealing data that has hashes is ideal for theft as it allows reverse matching over systems that have similar setup.  if anyone has ever used a password on any system that is compromised or ever used a password that someone else has used, they are screwed. my guess is that 25% of users of that ebay stolen data would be in trouble if they did not change passwords. i think ebay required such a change at next login. but they messed up at least once that we know about.


No data was lost and that is a simple fact.  You can Google it yourself.  What I said previously is and was accurate.  Yes, changing passwords may have helped, IDK.  But with that said, Ebay was on top of it and got us all to change our passwords and again, NO data was lost to the hackers.  Would you have preferred that Ebay wasn't on top of things and didn't require us all to change our passwords?  


mam98031  •  Volunteer Community Member  •  Buyer/Seller since 1999
Message 250 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

I just ran into this when going to make a listing (I only sell occasionally).  The reason many of us have used PayPal is because we trust them to be a financial middleman.  Not sure I feel comfortable giving eBay direct banking access.  I mean, this is WHY PayPal has been such a staple for people.

Message 251 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

Can anyone recommend a good auction site that does use PayPal still, please?

Message 252 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

well  to give ss number  is  so called e bays new  manage  payments . but its not even e bays its adyens manage program .now its there way of suing you . if you owe money .......simple its slow to get paid  cause of the new mp.. bottom line ..

Message 253 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number

well now that  e bay is with adyen from another  country  . not even us based in  u,s,a..  gives  e bay some room to  do what they want.  fishy to me 

Message 254 of 413
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Re: eBay Forcing you to give your checking account with routing number and Social Security number


@ljmgoods wrote:

well now that  e bay is with adyen from another  country  . not even us based in  u,s,a..  gives  e bay some room to  do what they want.  fishy to me 


@ljmgoods 

 

Because Adyen is a foreign based company doesn't mean our money ever leaves the USA.  You may want to do just a little more research on that and take a closer look at some of them many other customers that use Adyen.


mam98031  •  Volunteer Community Member  •  Buyer/Seller since 1999
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