Non business user forced into managed payments?? questions

[becif902]

I am mostly a buyer on eBay but each year towards the end of the year I sell some of my used stuff to raise cash for Christmas or a new camera etc.  Now I am being told I have to give them my checking account number and paypal is out.  I don't understand this, I am a casual seller, not a business and not making a profit.  My biggest question is if I open a new checking account just for ebay and transfer the funds out of that account and a buyer decides he doesn't want the item or has buyers remorse (I am a no returns seller) can ebay overdraw that account and cause the bank to charge me overdraft fees?  If so, is there a way around this other than leaving the money in the account for 90 days before withdrawing?  Thank you for the help.

[loveyourimagination49]

PayPal isn’t a bank. You will need a checking account. PayPal is only used for buying and paying shipping labels if you choose to once in MP.

[cdezines]

I've been with eBay since almost it's inception. I only sell from time to time and mostly used items I no longer have use for. I am not filling out forms, opening a special account or jumping through any hoops for them. Nor will I give them access to my bank account. Therefore I will not be selling OR buying anymore on eBay. Like others, I'll look for another platform.

[wolf087]

What alternatives are you currently using?

[kh-vince]

Hi everyone,

Due to the age of this thread, it has been closed to further replies. Please feel free to start a new thread HERE if you wish to continue to discuss this topic.

Thank you for understanding.