What happens when you submit a best offer with a CC attached to the best offer and then it fails?

[westchestervillage]

What happens when you submit a best offer and you have to pre fill the CC information and the seller accepts? Can you switch the payment method afterwards? I want to pay with available funds if CC fails. For us, our CC does fraud alerts if its ran without us activating it before the purchase, etc. Don't want to leave it on for days waiting for the buyer to respond tying the card to the offer. I hate these sellers that have this CC required to make an offer. Don't want to tie a CC to an offer for days.

I know why they put that but I love sellers that don't have that CC requirement. As a seller we took it off and get a lot of steady offers without that thing on. When I had it on, maybe 1 offer a week. I don't get it, you can still close out a buyer after 4 days. But even then, this is rare as this happens perhaps in 1 out of 50 buyers. it just gives the buyer more options to pay, gives them 4 days to pay and maybe buy another item too.

Anyhow, have you submitted an offer and then your CC you have tied to the offer gets rejected, does the offer completely fail or does the site allow you to pay with another payment method after the failure? Wondering if anyone has had that happened and what occurred afterwards? Thanks.

[lady_madonna]

@westchestervillage 

I am pretty sure that if your pre-entered CC payment source fails, Ebay will notify you and ask you to select a different payment method. (never had it happen)

If you are worried about CC payment failures, you can choose another method of payment before you submit your offer. You could choose Paypal, funded by your bank account.

[qeqo_0]

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@westchestervillage wrote:

Don't want to tie a CC to an offer for days. 

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That's actually how to thwart the eBay default payment method: Give eBay a PayPal account with a $250 max-out credit card. 

On a normal checkout, other credit cards already at PayPal must be selected each time, then say no to use it for next time.

But on an accepted best offer, the automatic payment fails, and reverts to a normal checkout. There are at least 3 ways eBay can react to this tactic -- to abort the program, or others which we won't discuss suggest.