I have some things to add to my original comment. The thing about the
unpaid item case is that I find that its too strict and could be
detracting to buyers. I'm well aware that buyers and I make mistakes
from time to time or that new buyers and selle...
"...No, they put in your credit score, hidden from public eyes." Except
your credit score isn't really "hidden from public eyes". Its accessible
to any company hiring you for a job or a company/individual who has
access to you social security number ...