@mam98031
I am not sure where you are getting these numbers from:
"So for example you currently pay the following without a store.
10% FVF on product and shipping.
2.9 % money processing fee
12.9 % total.
In MP you will pay
2.9% money processing fee
9.45% FVF
12.35 % Total"
I do NOT have a store subscription, and the percentage you keep citing - e.g., 9.45% FVF - is actually 11.5% - for STORE SUBSCRIBERS (and more for those without such subsrciption). Below is the information for store subscribers (and please note, for those who do not subscribe to a store, like me, there is a separate page with the fees). From what I can see from this VERY complicated and tiresome list, even those with a store will be (or are already) paying with MP in the Clothing and Jewelry categories:
11.5% on total amount of the sale.
This is the whole page outlining the fees and policy changes for eBay Store Subscribers:
Store selling fees for managed payments sellers
Starting July 20, 2020
The fees detailed on this page take effect for managed payments sellers on July 20, 2020. Read our article on Store selling fees for information on fees that apply today.
Starting July 20, 2020, your final value fees will be automatically deducted from your sales, and the remaining balance will be paid out to your bank account. We will invoice you for other fees as usual.
For a monthly subscription, you can run your own eBay Store. The fees and benefits vary depending on the type of Store subscription you choose.
When you have an eBay Store, you get more listings with zero insertion fees and pay lower final value fees, compared to selling without a Store. You also get access to additional tools to manage and promote your business.
The rest of the fee structure is the same as non-Store subscribers. We charge an insertion fee when you create a listing, and a final value fee when your item sells.
The amount we charge for Store subscribers depends on the item's price, the format and category you choose for your listing, any optional listing upgrades you add, your Store subscription package, and your seller conduct and performance.
Don't have an eBay Store? Read our article on standard selling fees for managed payments sellers
Store subscription fees
When you open an eBay Store, you'll choose a Store package: Starter, Basic, Premium, Anchor, or Enterprise. Visit our Seller Center to learn more about the benefits of opening an eBay Store.
When you first subscribe, you'll choose between automatic monthly or yearly renewals. For either option, we charge the subscription fee on a monthly basis.
Store type Store subscription fee per month Monthly renewal Yearly renewal Starter $7.95 $4.95 Basic $27.95 $21.95 Premium $74.95 $59.95 Anchor $349.95 $299.95 Enterprise Not currently available $2,999.95
We'll bill you for your Store every month until you cancel your subscription. To find out how fees are charged when you change your Store level or cancel your subscription/close your Store, please read our Stores Subscription Terms of Service.
Insertion fees
All sellers get a monthly allocation of zero insertion fee listings. As a Store subscriber, you get more zero insertion fee listings per month than non-Store sellers. The number you get depends on the Store subscription package you choose. Keep in mind, selling limits apply and certain categories are excluded from the zero insertion fee listings offer. Learn more about how zero insertion fee listings work, including the terms and exclusions for those listings.
After you've used your zero insertion fee allowance, insertion fees are:
Nonrefundable if your item doesn't sell
Charged per listing and per category. So if you list your item in two categories, you'll pay an insertion fee for the second category too
Charged for the original listing and each time your item is relisted
Charged per listing if you create duplicate auction-style listings for identical items. Read more about our duplicate listings policy
Credited back for auction-style listings that end in a sale for Basic, Premium, Anchor, and Enterprise Store subscribers (exclusions apply)
Good 'Til Cancelled listings
Good 'Til Cancelled listings are fixed price listings that renew automatically once per calendar month. We charge an insertion fee and applicable optional listing upgrade fees when you list your item for the first time, and each time it renews. These listings count toward your monthly zero insertion fee listings. Fee amounts are based on the terms in effect when the listing goes live and when it renews.
Zero insertion fee listing allocations and insertion fees
Store type Zero insertion fee listings allocation per month/insertion fee per listing after allocation Auction-style listings* Fixed price listings** Starter 100/$0.30 Basic 250/$0.25 250/$0.25 Premium 500/$0.15 1,000/$0.10 Anchor 1,000/$0.10 10,000/$0.05 Enterprise 2,500/$0.10 100,000†/$0.05 All Store types All listings appropriate for and listed in the Musical Instruments & Gear > Guitars & Basses category are not subject to insertion fees All Store types All listings appropriate for and listed in the following categories with a starting price‡ of $100 or more are not subject to insertion fees:
Clothing, Shoes & Accessories > Men > Men's Shoes > Athletic Shoes
Clothing, Shoes & Accessories > Women > Women's Shoes > Athletic Shoes
* You can use your allocation of zero insertion fee listings for your auction-style listings in the following categories:
Antiques
Art
Clothing, Shoes & Accessories
Coins & Paper Money
Collectibles
Dolls & Bears
Entertainment Memorabilia
Health & Beauty
Jewelry & Watches
Pottery & Glass
Sports Memorabilia, Fan Shop & Sports Cards
Stamps
Toys & Hobbies
** See our Zero insertion fee listings article for exclusions.
† Enterprise Store subscribers can purchase additional zero insertion fee listings for fixed price listings in add-on bundles. Bundles must be used within the calendar month of purchase:
10,000 additional zero insertion fee listings - $250.00 per month
50,000 additional zero insertion fee listings - $1,000.00 per month
‡ Starting price is the starting price (auction-style listings) or Buy It Now price (fixed price listings) of your listing, and doesn't include shipping, handling, taxes, or fees.
Final value fees
We charge one final value fee when your item sells, and you don't have to worry about third-party payment processing fees. This fee is calculated as a percentage of the total amount of the sale, plus $0.30 per order.
The total amount of the sale is the entire amount the buyer pays, including any handling charges, the shipping service the buyer selects, sales tax, and any other applicable fees. If you offer 1-day or international shipping as well as a cheaper or free option (like domestic shipping), the total amount of the sale is calculated based on the cheapest domestic option you offer. If you only offer 1-day or international shipping but no cheaper option like domestic shipping, the total amount of the sale is calculated based on the service the buyer chooses.
If you're in China, Hong Kong, Indonesia, Israel, Japan, Macau, Malaysia, Philippines, Singapore, Taiwan, Thailand, or Vietnam and your item isn't located in the US, the total amount of the sale is always calculated based on the shipping option your buyer chooses.
An order is defined as any number of items purchased by the same buyer at checkout with the same shipping method.
If you need to refund the buyer or cancel the sale, you may be eligible for a credit of the variable percentage portion of the final value fee provided that you refund the buyer in full in resolution of a return or cancellation request. The $0.30 per order fee will not be credited.
Please note that we charge different fees for non-Store sellers and different fees for selling vehicles in our Motors category.
Starter Store subscribers
Category Final value fee % + $0.30 per order
Standard fees for most categories, including Music > Records
12.35% on total amount of the sale up to $7,500
2.35% on the portion of the sale over $7,500
Books
DVDs & Movies
Music (except Records category)
14.35% on total amount of the sale up to $7,500
2.35% on the portion of the sale over $7,500
Musical Instruments & Gear > Guitars & Basses
5.85% on total amount of the sale up to $7,500
2.35% on the portion of the sale over $7,500
Select Business & Industrial categories:
Heavy Equipment, Parts & Attachments > Heavy Equipment
Printing & Graphic Arts > Commercial Printing Presses
Restaurant & Food Service > Food Trucks, Trailers & Carts
4.35% on total amount of the sale up to $15,000
2.35% on the portion of the sale over $15,000
Select Clothing, Shoes & Accessories categories:
Men > Men's Shoes > Athletic Shoes
Women > Women's Shoes > Athletic Shoes
Selling price: $100 or more*
0%
Selling price: Less than $100*
12.35%
* The selling price is the final sale price of the item, not including shipping, handling, taxes, or fees. The final value fee is charged on the total amount of the sale.
Basic, Premium, Anchor, and Enterprise Store subscribers
Category Final value fee % + $0.30 per order
Antiques
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Art
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Baby
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Books
14.35% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Business & Industrial categories, except:
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Heavy Equipment, Parts & Attachments > Heavy Equipment
Printing & Graphic Arts > Commercial Printing Presses
Restaurant & Food Service > Food Trucks, Trailers & Carts
3.85% on total amount of the sale up to $15,000
2.35% on the portion of the sale over $15,000
Most Cameras & Photo categories, including Camera, Drone & Photo Accessories > Memory Cards. Except:
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Camera, Drone & Photo Accessories (except Memory Cards)
Replacement Parts & Tools
Tripods & Supports
Other Cameras & Photo
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Cell Phones & Accessories categories, including Cell Phone Accessories > Memory Cards. Except:
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Cell Phone Accessories (except Memory Cards)
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Clothing, Shoes & Accessories categories, except:
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Men > Men's Shoes > Athletic Shoes
Women > Women's Shoes > Athletic Shoes
Selling price: $100 or more*
0%
Selling price: Less than $100*
11.5%
Collectibles
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Computers/Tablets & Networking categories, including Tablet & eBook Reader Accs > Memory Card & USB Adapters. Except:
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Desktops & All-In-Ones
Laptops & Netbooks
Tablets & eBook Readers
Computer Components & Parts:
CPUs/Processors
Memory (RAM)
Motherboards
Motherboards & CPU combos
Drives, Storage & Blank Media > Hard Drives (HDD, SDD & NAS)
Monitors, Projectors & Accessories > Monitors
Printers, Scanners, & Supplies > Printers
6.35% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
3D Printers & Supplies:
3D Printer Consumables
3D Printer Parts
Computer Cables & Connectors
Keyboards, Mice & Pointers
Laptop & Desktop Accessories
Other Computers & Networking
Power Protection, Distribution
Tablet & eBook Reader Accs (except Memory Card & USB Adapters. See 8.5%)
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Consumer Electronics categories, except:
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Multipurpose Batteries & Power
Portable Audio & Headphones > Portable Audio Accessories
TV, Video & Home Audio:
TV, Video & Audio Accessories
TV, Video & Audio Parts
Vehicle Electronics & GPS:
Car Electronics Accessories
GPS Accessories & Tracking
Virtual Reality:
Cases, Covers & Skins
Parts
Other Virtual Reality Accessories
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Crafts
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Dolls & Bears
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
DVDs & Movies
14.35% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Entertainment Memorabilia
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Health & Beauty
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Home & Garden
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Jewelry & Watches
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
eBay Motors:
Automotive Tools & Supplies
Parts & Accessories (except Apparel & Merchandise and In-Car Technology, GPS & Security categories)
10.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
eBay Motors > Parts & Accessories > Apparel & Merchandise
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
eBay Motors > Parts & Accessories > In-Car Technology, GPS & Security
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Music categories, except:
14.35% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Records
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Musical Instruments & Gear categories, except:
9.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
DJ Equipment
Pro Audio Equipment
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Guitars & Basses
5.85% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Pet Supplies
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Pottery & Glass
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Specialty Services
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Sporting Goods
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Sports Mem, Cards & Fan Shop
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Stamps
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Toys & Hobbies
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Most Video Games & Consoles categories, except:
8.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Video Game Accessories
Replacement Parts & Tools
Video Games
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Video Game Consoles
6.35% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
Everything Else
11.5% on total amount of the sale up to $2,500
2.35% on the portion of the sale over $2,500
*The selling price is the final sale price of the item, not including shipping, handling, taxes, or fees. The final value fee is charged on the total amount of the sale.
Fees for optional listing upgrades
You can enhance your listings to help make them stand out by adding certain features, such as subtitle or bold font. The fees for these optional listing upgrades vary depending on your item's price and the listing format and duration. We've outlined the differences below.
Auction-style listings - 1, 3, 5, 7 and 10-day duration Optional listing upgrade Item starting price up to $150 Item starting price of more than $150 1 or 3-day duration $1.00 $1.00 Bold $2.00 $3.00 Gallery Plus
Free for listings in the Collectibles, Art, Pottery & Glass, and Antiques categories
$0.35 $0.70 List in two categories Insertion and optional listing upgrade fees apply for each category. The higher of the two final value fees is charged, if your item sells Listing Designer $0.10 $0.20 Scheduled Listing $0.10 $0.10 Subtitle $1.00 $3.00 Optional listing upgrade Item starting price Fee Buy It Now
Buy It Now price must be at least 30% higher than the starting price for the auction
$0.99-$9.99 $0.05 $10-$24.99 $0.10 $25-$49.99 $0.20 $50 or more $0.25
Reserve price
Set a minimum price that must be met for your item to sell
$5 or 7.5% of reserve price, whichever is greater (maximum fee $250)
Charged whether or not your items sells Reserve price in select Business & Industrial categories:
Heavy Equipment, Parts & Attachments > Heavy Equipment
Printing & Graphic Arts > Commercial Printing Presses
Restaurant & Food Service > Food Trucks, Trailers & Carts
$5
Good 'Til Cancelled listings* Optional listing upgrade Item price up to $150 Item price of more than $150 Bold $4.00 $6.00 Gallery Plus
Free for listings in the Collectibles, Art, Pottery & Glass, and Antiques categories
$1.00 $2.00 List in two categories Insertion and optional listing upgrade fees apply for each category. The higher of the two final value fees is charged, if your item sells Listing Designer $0.30 $0.60 Scheduled Listing $0.10 $0.10 Subtitle $1.50 $6.00
*Also applies to Real Estate 30-day duration auction-style listings.
If you relist your items automatically in our business tool or by using Selling Manager automation rules, you'll be charged insertion and optional listing upgrade fees each time your item is relisted.
Please keep in mind that not all optional listing upgrades are available with every listing tool and not all optional listing upgrades may be displayed across all our sites, services, applications, and tools.
Additional final value fees
You may be charged final value fees if you violate our policy of buying or selling outside of eBay, or we may apply additional final value fees if you are not meeting our performance expectations.
Buying or selling outside of eBay
If you offer or reference your contact information or ask a buyer for their contact information in the context of buying or selling outside of eBay, you'll be charged a final value fee based on the total amount of the sale even if your item doesn't sell. In this situation, the total amount of the sale is determined as follows:
Auction-style listing format: The total amount of the sale is the auction start price, the Buy It Now price (if applicable), the reserve price (if applicable), or the price identified between the buyer and seller, whichever is highest.
Fixed price listing format: The total amount of the sale is the fixed price or the price identified between the buyer and seller, whichever is higher.
Sellers not meeting performance expectations
Additional final value fees may apply on sales in the following circumstances:
If your account doesn't meet our minimum seller performance standards for the US at the time of sale, you'll be charged an additional 5% on the standard final value fees at the time the item sells. Go to your Seller Dashboard to check your current seller level. This fee does not apply to Above Standard and eBay Top-rated Sellers
If your rate of 'Item not as described' return requests is evaluated in your service metrics as Very High in one or more categories, you'll be charged an additional 5% on the standard final value fees for sales in those categories. You can view your personalized service metrics on your Service Metrics dashboard in Seller Hub.
Any additional final value fees will be calculated as a percentage of the total amount of the sale. We'll indicate which listings are subject to additional fees on your Account Summary.
Note: If your account isn't meeting our minimum seller performance standards and you're rated Very High in your rate of 'Item not as described' return requests at the time of the sale, you'll only be charged the additional final value fee for not meeting our minimum seller performance standards.
Dispute fee
If you are found responsible for a disputed amount as per eBay policies (e.g., chargeback), we charge a $20.00 dispute fee, excluding sales tax, for each dispute.
International fee
If your registered address is in the US, we charge an International fee if either the buyer's registered address or the delivery address for the item is located outside of the US. This fee is calculated as 1.65% of the total amount of the sale and is automatically deducted from your sales.
If your registered address is not in the US, please refer to the fee page for your country of residence for your International fee information.
Seller currency conversion charge
If your registered address is in the US, when a buyer purchases your item in a currency other than your payout currency, eBay will convert the funds to your payout currency using a "transaction exchange rate" we set for the currency exchange. The transaction exchange rate is adjusted regularly and includes a currency conversion charge of 3% applied on a base exchange rate. The base exchange rate is based on rates within the wholesale currency markets on the conversion day or the prior business day; or, if required by law or regulation, set at the relevant government reference rate(s). The currency conversion charge will be automatically deducted from your sales.
If your registered address is not in the US, please refer to the fee page for your country of residence for your Seller currency conversion charge information.
Examples of fee calculations
Auction-style listing example
Good 'Til Cancelled listing example
Other terms and conditions
We always want to make sure we're very clear about the fees we charge, so here are some details you should be aware of:
Not all features, listing categories, and optional upgrades are available for managed payments sellers. Learn more about managed payments on eBay.
If you use supplemental services, such as buying and printing shipping labels on eBay, or if you participate in any of our advertising programs, additional terms may apply and you'll pay any costs or fees associated with those services. Details of the costs or fees will be on your monthly invoice and we'll charge the payment method you've set up on your seller account
All fees are in US dollars
Sellers may be invoiced for final value fees, international fees, and seller currency conversion charges under certain circumstances
Fees may apply if you end your auction-style listing early
The fees on this page apply to listings on eBay.com. If you list an item on another eBay site (for example, eBay.com.au or eBay.co.uk), the fees for that site will apply
If your payment method fails or your account is past due, we reserve the right to limit or suspend the services which eBay provides to you.
Seller fees don't purchase exclusive rights to web pages on eBay. We may, in our sole discretion and without consent from or payment to sellers, display third-party advertisements (including links and references thereto) and listings from other sellers on any eBay page
Depending on the tax legislation of your country of residency, local Value Added Tax (VAT), Goods and Services Tax (GST) or similar consumption tax might apply in addition to your eBay fees.
Read our eBay Stores Subscription Terms of Service
PW🐿
mam98031 • Volunteer Community Member • Buyer/Seller since 1999
