You have a no return policy on your listing for this card so eBay did not require card returned to you on the listing that states you do not accept returns so eBay just refunded your buyer without buyer returning your item to you.
@terrycece62
Our now missing OP says the complaint was for INR. Did not say if it was an eBay claim or Payment Dispute (chargeback) or if signature confirmation was used.
The "no return" policy is generally for 'remorse' returns, where the buyer actually tells the truth and says "I changed my mind", or "I found it cheaper someplace else".
There has been a change as well to the MBG where a "no returns" policy may be helpful (albeit temporary). The time to make a SNAD will be three days instead of 30. Of course, the buyer can always do a chargeback.
MBG page: https://www.ebay.com/help/policies/ebay-money-back-guarantee-policy/ebay-money-back-guarantee-policy...
Update info:
For Trading Cards purchases, we're changing the time frame for buyers to request a return when the item doesn't match the listing. Starting July 29, 2021:
If the seller doesn't offer returns, the buyer must request a return no later than 3 calendar days after the estimated or actual delivery date
If the seller offers returns, the buyer must request a return within the seller's return window as stated in the listing
