When you send an offer, there is no way to use PayPal Credit

[pink_panther_747]

When you want to send an offer to a seller, you can choose PayPal, but you cannot choose to pay with PayPal credit, which is a huge difference when you want to buy an expensive product.

[tobaccocardyahoo]

Probably a result of no way to do a preauthorization hold on PayPal credit.

PayPal credit is an outlier in the financial system.

[pink_panther_747]

I think it's a somewhat important issue for the buyer of an expensive product. eBay promotes "No Interest if paid in full in 6 months with PayPal Credit," but it doesn't work if you send an offer to the seller.

[tobaccocardyahoo]

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@pink_panther_747 wrote:

"No Interest if paid in full in 6 months with PayPal Credit," but it doesn't work if you send an offer to the seller.

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Do they still?  The easy payment plans I have been seeing on listings are not through PayPal credit.

[tinsoldierunderground]

It's been that way for a while... about 2 years ago I had to add an alternate payment source for offers.

They wouldn't accept my paypal account backed up by my paypal mastercard.

[pink_panther_747]

Yes, I can see it on any product higher than $149.

[tobaccocardyahoo]

I am seeing Klarna featured on more listings. It is apparently being rolled out.

https://community.ebay.com/t5/Announcements/eBay-and-Klarna-Empower-Flexible-Shopping-in-the-U-S/ba-...

We may be in the period when PayPal credit is on its way out.

[pink_panther_747]

I used PayPal Credit for multiple purchases before, and it works great, but it's not possible to use it when you send an offer to a seller (when the seller accepts offers for that product).