Linda,
The image use thing was announced a couple of days ago and, as far as I can tell, applies to ANY image posted by an ebay seller - not just for new items. So if I was unethical I could use an image of a mint condition postcard in the description of my not-quite mint card.
Yes, sellers can opt out. But have you tried the opt-out procedure? I and other sellers I know have, with somewhat mixed results. The opt-out "option" doesn't always display, so you can't do. Other times you can select it, but it doesn't "stick" and reverts back to the default (allowing your images to be used by anyone) the next time you check. I know some sellers who've tried - unsuccessfully - to opt out 20 or 25 times.
You're right, for the most part insurance is for the benefit of sellers. I just disagree with being unable to charge anything for it, especially when ebay is giving huge search result benefits to those who offer free shipping. As you say, the price of insurance (and p & p) will have to be built into the item price. But just think: how many buyers will be willing to pay $6 for a $2 card after you take all that into account. Yes, I've had buyers insist on insurance for $2 items!
Let me ask you this. If you sold record albums (as I do), books and other heavy objects (as I do) would you really want to pay for the shipping yourself instead of being able to charge the buyer a reasonable shipping charge? Because that's what's happening in the UK, where sellers are REQUIRED to offer "free shipping" for those types of items. I strongly suspect it will happen in the US eventually too.
Big brother is watching. They tell me what I can sell, how much I can charge for shipping (if anything), what forms of payment I can accept and they preclude meaningful communications between buyers and sellers. I am SO glad I stopped selling on ebay more than a year ago. There are very few, if any, changes made by ebay in the last 3 years that in my opinion are for anyone's benefit other than ebay's, despite what they claim.
I don't know if you sold on ebay during the "good old days" when buyers and sellers trusted each other, sometimes got to be friends, and transactions almost always went like clockwork. No more, my friends, those days are done. The Amazonification of ebay is getting closer and closer to completion, and then ebay won't have any collectibles up for sale because there won't be a way to do it. Ebay's main interest now is in big-box sellers of new items, not you and me selling postcards or other collectibles like it used to be.
Linda, I wish you luck on ebay, because I think you're going to need it before too much more time passes by. I know I sound like I'm a ranting paranoid, but if you boil everything down to the nub, nothing here is favorable to sellers anymore. This entire post is just my opinion of course.
Diane
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Contact me about how to get free shipping for postcards you buy!
Contact me about how to get free shipping for postcards you buy!