mam98031 • Volunteer Community Member • Buyer/Seller since 1999
@shinda_usagi wrote:EB MP does not support my bank... that's my concern.
When your bank info is not on the list of banks that you can review, then go to the bottom of the screen and add your bank info. MP can't list every single bank in the USA, there are far too many of them.
Now one thing to keep in mind. It is possible for smaller more local banks it can take longer to get your deposits processed. That isn't determined by Ebay or MP, that is determined by the ACH banking system that processes the deposits. Larger more main stream banks typically get deposits quicker.
My personal experience is my deposits are recorded at my bank [a major bank] by noon the next day after the transfer is made from MP. This process can take 1-4 days.
@shinda_usagi wrote:The problem I have with EB MP is that MP does not support my Bank... so I cannot participate in this option and will have to cease using EB in July 2023.
I'm unsure of why you call out July of 2023. It is Ebay's goal to have all sellers in MP by the end of this year. Once you are notified that you are moving into MP they give you a date in which you must register by or you will no longer be able to list new items or revise any listings that are currently active as of that date.
See my previous post about your bank info.
@shinda_usagi wrote:Yeah, I've done that and I unfortunately keep getting this message:
We're unable to support this bank. Please try again with a different bank.
It is what it is so I have to find another means of selling. Again, I'm basically just venting and do not expect any resolution within this forum.
Also the July 2023 source I found was this:
That article is about a contract Ebay / PP entered into in 2018 which ensures that PP will offer their services on Ebay to both buyers and sellers through 2023. This is not any unusual contract and one that Ebay has always had with PP. Each contract was for 5 years in the past, just like this one. So there is nothing unusual in this one either, so don't read more into it that is there.
With that said, that contract does NOT override Ebay's MP program or the onboarding process. Ebay still intends to have all its sellers in MP by the end of 2021. And sellers when they are notified by MP that it is there time to move into MP by a certain date, they have to do that or stop selling on Ebay.
That contract does NOT give sellers a choice between MP and PP. It is just a valid contract between two companies and the responsible thing for Ebay to do so as to ensure it is available for sellers that are not yet in MP and for all buyers as MP does NOT affect buyers as they can continue to use PP.
You need to call Ebay to see what can be done about your bank account. Sorry you've ran into this issue.
@max-list wrote:mam98031,
Uhh, I was joking. Did you see the LoL? Everyone knows that tax evasion is illegal. Why are you so argumentative and defensive? The $20,000 I was talking about was every year I would check to see if I had any tax forms, and I didn't. I meant to say I didn't get the form, not that you don't have to report. Sorry.... The rest of what I said was in a question form. I wasn't replying to anything you said.
Sorry I offended you, that wasn't my intent. While I did get that your first sentence was followed by LOL, you then went on to ask some questions. IDK that those weren't actually questions. My bad! "Hell ya we wanted to evade! lol It used to be no reporting under $20,000, no tax form as I remember. Now over $600 we'll get a tax form? I'm not sure about this, I'm just askin, maybe you know? Ahh, the good old days are over....."
I was neither "argumentative or defensive", I thought I was answering your questions.
@m38a1guy wrote:Hello, I just want to say I am mainly an Ebay buyer, I only sold a things to get rid of them or get a few extra dollars to buy something else.
I wont go to MP because I don't want multiple locations having my SS and account numbers. I use PP for Amazon, Ebay, and most other transaction places.
I see this change as a bad thing for buyers not just sellers. MANY small sellers like myself will not list their items that other people may want or need. This could be as simple a Video card, a Lego Set, a tenchcoat etc.
I see available of different small items disappearing off of ebay as smaller sellers don't sell there anymore. I remember years back when I sold more on Ebay that they changed the site code that favored larger stores with viewing in searches, I watched my items drop from 12k+ views to just under 600 views. No they want more information like a Bank. I wont sign up for that and never liked it with Paypal, I have never given my SS to paypal. If you called the SS department they will tell you, you should NEVER give out your SS unless absolutely needed. Too much ID theft.
As for "Mam" member that seemed to be defending Ebay, You seem to be peddling a little too hard for ebay. I see you are a seller, but one who resells new items, it makes me think you work for Ebay and also sell on the site. Your information is nice to see, so I don't belittle it, its just you are selling Ebay a little TOO much imo. It seems you jumped for opinion to sales with a lot of your posts.
Anyway the point I am making is Ebay buys will be hurt by this as options will dwindle even more and little used items will not be there.
And one last thing someone made earlier in this very long thread was Ebay does things like this, and charges on Tax and Shipping fees, which should be illegal, and yet does nothing with all the Chinese sellers using loopholes and selling Copycat garbage, claiming to be in USA and then shipped from China.
MP ONLY requires the last four digits of your SSN. So this should not be a factor to keep you from entering MP.
You use PayPal as a seller on Amazon?
I get a bit tired of people saying I'm "defending" Ebay. The ONLY thing I'm trying to do is give readers the actual FACTS about how MP works. When you are basing your decision on what to do or not to do with BAD information, then I try to share how the program actually works.
Why is that such a hard thing for some to accept? Not sure I understand that. You'd rather make this decision based on assumptions and gossip rather than the facts of how it works? How does that make sense?
I don't care if you or any other seller decides to leave. MP just isn't going to work for everyone. Especially Micro and Casual sellers such as yourself. But I do however think it is important to make an informed decision. I get it, you may not see it that way. I wish you well in whatever you decide to do.
So it is your opinion that every seller that sells New items work for Ebay or is that honor just for me?
So if another poster can explain how something works in detail, they must be an Ebay employee??? That doesn't make sense at all. It is part of our JOBs as a seller to know the rules and abide by them. So because I do this you feel the need to sling mud in an effort to dismiss what I've said. So if you feel that what I've said is incorrect, be specific. What was incorrect and where did you get your information from.
I can back what I've said up with links to the various Ebay policies pertaining to this program and/or the threads that the Payment's Team created on the Payment Board.
And again, the ability to explain something doesn't mean I support it, agree with it or recommend it. It simply means I understand the process and can explain it.
I can explain in great detail what it is like to break your ankle bone in half. But because I can explain this in detail doesn't mean I recommend that you or someone else goes out and breaks their ankle.
I have ALWAYS said that MP isn't going to work for everyone. That is nothing new at all. It may be the first time you read one of my posts with that in it, but that certainly doesn't make it some kind of revelation.
The issue you have with Chinese sellers is not anything I address with you. Clearly you have issues with them, but still not a subject I engaged you on or offered any information or opinions on.
I also never said or implied that what I sell on Ebay represents the average seller. That is a conclusion you came to on you own and isn't born from anything I said.
Have you even looked at Ebay's financial statements for the past couple of years or more. Clearly this so called "dying" site is doing pretty well for a company on their last leg by recording record sales and good increases in both buyer and seller memberships. So what you are trying to tout here isn't supported by the actual facts.
All Ebay employees that post on the threads must identify themselves and they use the Ebay logo next to their posting name. That is a rule that Ebay has had for many years.
There are a few sellers that are frequently on the threads trying to help other sellers where they can. We don't do it for any other reason other than to help others when we can. And sometimes we run across posters such as yourself that for whatever reason you may have find it strange that a seller could possibly know, understand and have the ability to explain something if it disagrees with their point of view. That typically comes from posters that have a difficult time accepting that someone else could possibly see something differently than they can.
I don't take any of this personally however you can't hide behind that statement to dismiss being rude and unable to accept that there may be other information out there that you haven't considered simply because it doesn't support your point of view.
Now lets be specific. What have I said that you find incorrect? Be specific.
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