mam98031 • Volunteer Community Member • Buyer/Seller since 1999
Regards,
@freedommann wrote:I'm so glad I'm not alone in this complaint!!! If they want to make it "easier" for US, do ALL the transaction through the mp, not do most, so we have to keep putting money into paypal so that we can ship our items. I, too, am basically an occasional seller, although I do have a store. This new system has screwed me up big time. When it was all done through paypal, I knew exactly how much money I had, and what was coming out. Now, since I was forced (yes, forced, I didn't want it) to go through my bank, I have to figure out which is my PERSONAL income, and what belongs to the business. It's a pain in the rear, to put it mildly. I thought about getting another checking account just for ebay, but that isn't really cost effective, either. And, on top of that, I see that the shipping is coming out of BOTH paypal and my bank account. REALLY!!!! I'm getting ripped off royally. I make very little 'profit' on the items I sell, so this is literally costing me money. I don't even know who to contact about this. Do I get with paypal, or ebay? Or both? I'm really not happy with ebay at this time.
You apparently missed my response to that post. EVERYONE in MP that uses the Ebay label system has the OPTION to have their costs to be deducted from your MP account or your PP account. It is on EVERY label form when you are creating a label just ABOVE the button you click on to Purchase the Label.
I'm sorry to hear that this has messed you up so badly, but learning the actual facts of the program and paying attention to what is on screen will help to avoid these types of situations in the future instead of just jumping to the conclusion that Ebay has messed you up when in fact it is happening because you were not informed.
A separate bank account is a great idea, many of us do that. You can do some research, there are banks that offer no cost checking accounts. I know that is extremely important for casual sellers, as it should be.
I'm unsure of your statement "I have to figure out which is my PERSONAL income, and what belongs to the business. ". Are you saying that you mix what you sell on Ebay, some from your stuff you owned things you are just trying to get rid of verses stuff you purchase or acquire just for selling purposes? If so, you can separate those out with keeping proper bookkeeping and receipts.
Back to your shipping costs. You are not paying for them twice "once from your PP account and again in your checking account". You may have your PP account set up to draw the funds for shipping from your checking account, so it does that to cover the label. But that means your checking account is funding the costs for shipping you run through your PP account.
@transamcc wrote:Kind of what I have been doing right now since MP started. When everyone gets there, I will reevaluate my position. The checkout shortcomings I first stated and that some sellers are now delaying handling time to wait on weekly payouts exceeds my waiting time patience. Not intended to penalize you, just not meeting my expectations. I know that the choices for sellers are limited but it was Ebay who forced the issue, not me. My buying from MP sellers is currently only when others do not have the item at a price and delivery time that meets my expectations. Buyers finance the entire operation and always have.
Just so we are clear. If the seller's handling time doesn't meet your expectation, you should not purchase from that seller in the first place. Move on to finding a seller with stated handling time that meets your needs. Per the Ebay rules, you aren't allowed to change a purchase agreement after the fact. If a buyer states a handling time you won't deal with, you should contact that seller before purchasing to see if they are willing to change it before you purchase the item.
If a seller states a 2 day handling time and you have a 96 hour delivery time requirement, please keep in mind that the 96 hour clock does NOT start until the start of day 3 after you purchase. So your personal requirement would move to 144 hours after purchase for delivery.
Ebay hasn't force ANY issue onto buyers in regards to MP. If you don't agree with pricing or handling time, whether the seller is in MP or not, the buyer has every right to move onto another seller. Buyers are not being forced into anything.
The argument about who funds Ebay, buyers or sellers is a debate that has gone on since the start of Ebay. The truth of the matter is they are both equally important. Without buyers there would be no need for sellers to be on the site. Without sellers there would be no need for buyers to come to the site. It is a two way street, not a one way.
Most sellers active in MP do not delay shipments. Some do, more likely to be a micro or casual seller as the wait time on the funds is presenting a real hardship for them.
Pricing of an item is driven by the seller, not whether or not the seller is in MP or not.
@transamcc wrote:None of what you said in your reply has anything to do with the factual statements that I typed.
I said nothing about "after the fact"
I said nothing about ebay forcing a BUYER to do anything
I said "some" sellers are delaying handling times
I did not say MP had anything to do with pricing
AND fact is: unless you are losing money on ebay, buyers are paying your way. I said nothing about equality of importance to the venue.
Read before typing, thanks
I did misread part of your post "...Ebay who forced the issue..." You were talking about sellers, not yourself. I apologize.
" My buying from MP sellers is currently only when others do not have the item at a price and delivery time that meets my expectations" Right, wrong or indifferent, this is the statement that referred to MP and pricing.
Yes you did say "some". I didn't say you didn't. I simply commented on that statement.
As I said it is a two way street. Ebay offers a service for both buyers and sellers. Sellers offer a service to buyers. So as I said, without buyers there would be no need for sellers and without sellers there would be no need for buyers. So the services Ebay offers are important to both buyers and sellers.
I get it, you are mad at me, so you want to find fault in what I've posted. We've discussed this and it simply isn't necessary. We disagree on a point, nothing more than that although you seem to want to make it more than that. It just isn't necessary. Opposing points of views often happens on threads. It can be a natural course of having discussions.
Even though you are upset with me we are both welcome to post on the threads. I respect your position.
@printermcgee wrote:No, they are forcing everyone in to managed payments. If they were an ethical business they would have created their payment system, made it better than PayPal rate wise, then give people the option to swap. Instead they created a confusing system that charges the same (or more) in fees and then FORCE everyone to swap.
@printermcgee You know, this is one of the most concise and accurate descriptions of MP and what eBay should have done that I've read. Your viewpoint and idea that eBay should have made a payment system BETTER than PayPal is the absolute truth. If they had, the thousands of disgruntled Sellers wouldn't be having this same pleasant conversation over and over again. The closer we get to the eBay and PayPal's contract expiration the more of this we'll see here ...
@printermcgee wrote:@mr_lincoln Thank you for the kind words. Can you image if Ebay's new system was 1.9% + $0.30 and they had the option to withdraw immediately? Then they let people choose if they swapped over or stayed with Paypal? Ebay would be a hero and we wouldn't have all these angry people. I don't have any sort of business degree, I just know bad business when I see it and the value of healthy competition.
@printermcgee It's funny you mention 1.9% Transaction fee. That happens to be the exact amount I anticipated based on eBay's early verbiage on how Sellers will pay less on transactions and to me it sounded like it would be no more than a point (1%) difference ... from 29% to 1.9%. When they FINALLY let us in on exactly what it would be they announced going from 2.9% to 2.7% ... yep, 2 tenths of one percent or 2 bucks on a grand ... at my level of selling that is nothing to be honest or should I say it is not significant at all.
So regardless of all that was said there is no significant FVF advantage for what I suspect is the vast majority of Sellers.
That depends on how you are breaking down the MP FVF charged. You can look at it as 10.20% normal Ebay FVF on most categories for non store owners plus 2.35% money processing fee for a total of 12.55%
Or you can look at it as 10.20% normal FVF as above, plus 2.9% money processing fee and less a FVF reduction of 0.55% = 12.55%
There are different ways to look at how it nets out to 12.55% for MP.
@veronicabooksandart wrote:The sketchy part of the agreement is sneeking in Trustly with Power of Attorney over your data.
--------------------------------------------------------------------------------------
I'm not convinced they need this. If they're externally monetizing data, then that's a problem.
Incomplete information to stir things up is NOT helpful. This has been explained to you a few times. And NO ONE is REQUIRED to agree to a POA with Trustly. And it is NOT a part of the agreement unless the seller CHOOSES that option. The seller has other options.
@ssready2cruz wrote:I don't know about anybody else, but I WILL NOT GIVE EBAY ACCESS TO MY PERSONAL BANK ACCOUNT TO DRAW FROM FOR REFUNDS I DISAPPROVED, AS THEY HAVE BEFORE! TO REQUIRE THIS IN ORDER TO SELL HAS TO BE ILLEGAL!!!! I DON'T HAVE AN ISSUE IF THEY WERE ONLY PUTTING MY PAYMENTS INTO MY ACCOUNT, BUT DO TO THIS HISTORY, NO THEY WILL NEVER HAVE MY AUTHORITY TO DRAFT FROM MY ACCOUNT TO GIVE A REFUND I REFUSED TO. ALL OF MY LISTINGS SPECIFICALLY STATE IN RED TEXT "NO RETURNS ARE ACCEPTED FOR THIS PRODUCT, PLEASE REVIEW TO INSURE YOUR SELECTION IS CORRECT"! IF A BUYER IS UNSURE, IT'S ON THEM TO DO THE RESEARCH FIRST!!
I AM GOING TO FORWARD A COPY OF THE USER POLICY TO A JUDGE TO EXAMINE FOR LEGAL ACTIONS!!
The changeover to MP can be an extremely concerning process to many. It seems to be the hardest on Micro and Casual sellers. I personally can really respect why this is difficult for sellers such as yourself.
The checking account doesn't have to be your personal checking account. You can open one that you just use for your online sales. I know for many casual sellers you might have to do a bit of shopping to find a bank that offers you a no cost account. Others may be able to make some suggestions if you ask.
The return process is the same in MP as it is in all of Ebay. I too have had plenty of issues with the return system and it's policies since they changed it in October of 2018 to Simplified Returns. In MP if they have to hold money or refund a buyer, they will pull from your MP account first. If after a few days there isn't enough there to cover it, they will then look to your checking account to cover the negative balance.
Whether we agree with Ebay when they go to refund a buyer is no different in MP than it is outside of MP. I know I don't always agree, but then Ebay hasn't required our approval for a few years now.
Ebay owns the site and because of this, just like any other website, they have the right to set their payment processes. Just like all the other bigger similar sites. They have had their for years. It is only the smaller sites that don't have their own money processing programs. At least not yet.
Ebay doesn't allow a true No Return policy, no matter what the seller's listings say. The ONLY type of return that they will allow you to deny is a properly filed Buyer's Remorse return. But if that buyer files an INAD even if they state a buyer's remorse statement, you will have to honor that return or you can refund the buyer without requiring them to return the item.
A no Return policy does NOT mean you don't issue refunds. It means you don't want items returned. All sellers have meet or exceed the requirements of the MBG [money back guarantee].
I hope you find a place that suits your needs. Good Luck wherever you go.
![Video [Russian Language]: Answers to common Payoneer registration issues](/t5/image/serverpage/image-id/750612i41F587DBC26EF24C/image-size/large?v=v2&px=999)
