01-20-2026 04:29 PM
Am I the only one that was walking around in the dark about this? We know Ebay allows various payout schedules. I currently am using weekly payouts since it's free and I have the option for express payout by paying the $2 fee. But..............did you know that if your payouts are going to your card...rather than directly into your bank account...you STILL get charged $2...even on the weekly!!?? I had no idea. Such a sneaky money grab by Ebay. I'll have to test and see what the difference in time is for funds clearing if I just allow them to go to the bank account.
01-20-2026 04:38 PM
Where does that deduction show up separate in your checking account? Or is it inluded in your total amount on the breakdown of the fees you have to pay before its sent to your checking? I'm curious if I ever saw that. Thanks for letting us know!
01-20-2026 04:53 PM
I have 'Express Payouts' and they come on Tuesdays.
Otherwise, if I want the 'available funds' immediately it is $2.00.
There is no charge otherwise...debit card is connected to the banking account(checking).
Debit and bank account are the same...they have the same routing number...
01-20-2026 05:24 PM
I have my payouts coming every Tuesday also with Express Payouts but eBay has been charging me $2.00 each time. My payouts are linked to my check card.
01-20-2026 05:28 PM
Is your check card a 'major bank' like Wells Fargo or such?
01-20-2026 05:31 PM
It's a mid-tier local community bank. eBay sends me a message each time my payout is sent on Tuesday that $2.00 has been deducted.
01-20-2026 05:36 PM
That's the way your local community bank operates.
Need to join a big bank.
Wells Fargo doesn't charge me and when I request payouts in available funds it takes like 5 seconds for 2 bucks.
Like today my funds were sent for free as usual which is weekly on Tuesdays.
01-20-2026 05:47 PM
On my last statement that eBay sent me on Today they added a "Express Payout Fee" of $2.00. I did not request an Express Payout.
01-20-2026 05:57 PM
Sorry, I was distracted on my last post. What I meant to say was that eBay charged me a $2.00 fee for "Express Payout" today. I'll contact my bank but I have never had them charge me like this before.
01-24-2026 01:09 AM
Check your payout settings and see if the money is going to your debit card....or your bank account. Two separate things. If it's going to your card---you're gonna get charged!
01-24-2026 01:11 AM
Yes....because your weekly pay is going directly to your account...not to your debit card or whatever card you may be using on the site.
01-24-2026 01:13 AM
nope. Ebay has your debit card #.....but for free deposits, they need your checking/savings or whatever....just like you'd give a job for direct deposit. Express payouts are the "immediate" ones with the $2 fee.
01-24-2026 01:14 AM
If you notice the total being sent to you in the payout.....you'll see the $2 deduction. That is....if it's going to your debit card.