Help!

[p.g.-48]

I recently won a bid, I use a money Walmart card and when I made the bid had enough to cover it, the bid finalized and I won bud when it went to pay I was short due to Walmart takinglast month and this months monthly fee off( I bought and activated it last week of the month so it took feb-Mar) I emailed the seller and explained to which was very understanding and explained they was actually hoping to get a little more and wondered if I could add 10 and is willing to wait til Friday for me, I have no problems paying the seller the extra 10 due to the error on my part and the seller being so understanding but I can’t figure out how to change what I’d like to pay, so on Friday I can do it with no problems, is there anyway to do this?

[pburn]

I truly would ask the seller if s/he would cancel the whole transaction and relist the item. You can bid on the auction when you can afford to pay for it.

I wouldn't give the seller another $10, whether the problem was yours or not.

You can only pay the amount indicated at the end of the auction. The seller would have to send you an invoice via eBay for the other $10, or you'd have to send them money via PayPal, or come up with some other convoluted way to pay. eBay is very suspicious of transactions being consummated outside of eBay, so there are very few ways to construct this proposed transaction.

[myboardid]

I agree, almost.  I'd ask the seller for a cancellation, and then I would not buy from him again.  He doesn't have the right to ask you for more money for the item. 

At the same time, it is up to you to know how much money you have on the card before you use it, so that part's on you.  If he won't cancel, and he has the right to do that, then he could open an Unpaid Item Dispute on you and you would get a mark against your account for not paying. 

So you are both in the wrong here.  All the more reason to cancel the whole thing. 

[little.font.lord.leroy]

Exactly when did you win the auction?

Here's what happens if you don't never pay for an auction you won.

0. You win an auction.

1. After two or (three?) days the seller can file that they haven't been paid.

2. Ebay will send a "reminder" to pay.

3. The seller can escalate to a "unpaid item"

4. eBay will send you a notice saying you "must pay by ...."

5. If you pay on or before that date, nothing happens.

6. If you don't pay by the listed day, the auction is canceled and you, the buyer will have an unpaid item strike against your account.

7. If you incur 3 or more strikes (within a year) your buying privileges might be affected.

8. A year after the strike it is removed from your account.

You basically have 6 days (144 hrs) from 0-5 above. So if you won the auction on Saturday or Sunday, the earliest that the seller can make you pay without a strike against your account is Friday.

If you won the auction after Sunday, do nothing. When you are able to pay on Friday, pay the amount due. If the seller asks for more money, tell them that you paid within the time frame allotted by eBay. If they refuse the ship the item or say it was lost, call eBay and report the seller.

Keep all private eMails (in your My Ebay Messages pages), if need be you can direct a rep to read them.

[soh.maryl]

#7 should be "2 or more strikes within a year".

[castlemagicmemories]

7. If you incur 3 or more strikes (within a year) your buying privileges might be affected.

It's two or more.  That is the block most use.  The three or more was from an erroneous post that kept getting repeated.

[little.font.lord.leroy]

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@castlemagicmemories wrote:

7. If you incur 3 or more strikes (within a year) your buying privileges might be affected.

It's two or more.  That is the block most use.  The three or more was from an erroneous post that kept getting repeated.

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Thanks for the correction. I thought I had read "3 strikes" in a policy, but that could have been over 10 years ago. I have never had a purchase go into unpaid, so idk.

[castlemagicmemories]

You're welcome and thank you for being so gracious by not shooting the messenger!  That post that said three or more got repeated a lot so you can see that it was easy to think that.

[lja440]

First off, PLEASE you did not win a bid, a bid is what you place to win an auction. 

Second the seller can not ask for more than the winning amount. To agree to pay more just encourages this underhanded behavior. 

Third, I would rethink the Walmart Money card if they are taking fees at random times (I have never used one so I don't know if this is a one time thing or common practice). It maybe more beneficial to do as I did and open a small account at my local bank and take out a low limit Credit Card to attach to PayPal for my on-line purchases, keeping my household accounts separate so if there is a hack there is no connection to my monthly bill money or savings.

[lja440]

Just to compare fees. I have a service charge on my bank account of $4 a month because I keep it under $500 (or it would be free). The Credit Card gets paid off twice each month (on payday) so even though it has a hefty 18% APR I don't get charged any interest because that only applies to carry over balances.