@youcantskate,
"I emailed someone with ebay and they said to show the ups transcript where they say it was sent to the wrong place and the same tracking number had a different name on it and they would be able to refund it or they will Look into it if i cant provide the Transcript. I did provide the transcript".
What transcript did you provide that had your shipping address and the label's delivery address on it? USPS tracking only shows the Origin City and the Delivery City, full addresses are not given. What you have to realize is that eBay and other 3rd party retail sites cannot access full tracking information so their automated systems only search for a Delivered scan. To get a refund takes doing some legwork.
You have to go to your local Post Office, UPS or FedEx store and bring proof of you being the recipient, eBay Order Details and Purchase History pages w/ the tracking number on it. If you used a phone/tablet etc. for the purchase bring that, or print copies of those pages if you used a computer.
At the store/PO ask the clerk to compare the shipping label info address, package type/size/weight to the Order details info. They cannot give out specific information, but they can write a note on company stationary saying things like; the shipping label's address does not match yours, and if applicable that the package type/size/weight. doesn't match what you should have received.
The note needs to be signed and dated by the clerk and give the store#.
With that info you can file an appeal. When you do there will be a place to upload documentation, a clear photo or scan of the note. Appeals are looked at by real people and the info you provide will cause you to win.
The link below tells you how to file an appeal.
https://www.ebay.com/help/buying/returns-refunds/appeal-ebays-decision-return-missing-item-buyers?id...
Unfortunately, you say you filed an appeal and lost, but you might be able to go to eBay's Facebook pages and try contacting one of the reps. If you explain why you lost your appeal but that you now have the info they need to see that the item was not sent to you. Add a scan/photo to the post, and maybe because of the cost you will get lucky, and will get a refund.
"I might not even be able to pay my bills this month. I bought a card from someone else who wasn’t a scammer because i thought that ebay would obviously refund my money..."
If you lost the card provider's claim it is because there wasn't enough info in the "transcript" you provided. Maybe you can appeal their decision with the same information you would have needed to win the ebay appeal. If you paid using Paypal filing a dispute with your card provider cost you their buyer protections.
The proper order for filing disputes is eBay, then Paypal, with a card provider being your last resort.
I cannot enlarge your screen shot so that it is readable. However, from what you have written, you may have bought from a hi-jacked account, or one created just as a scam. eBay's Money Back Guarantee (MBG) works well for those who know its terms 99% of the time. You should never rely on any site's buyer protections, and spend more money until you have a refund in hand.
"THERE IS NO SUCH THING AS FOOLPROOF, BECAUSE FOOLS ARE SO DARNED INGENIOUS!" (unknown)
