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Did 'we' already know this?

I just went to make an offer on a listing, and it turned out to be an auto-pay one.  Then I noticed I could apparently use Spendable Funds (if I had any).  I guess it offered that as the default because it's my primary (or "preferred") payment method in my shopping cart account.  

Incidentally I changed it to a different method for this offer, but I'm curious what would have happened it I had left it, if the seller had accepted but then I had $0 in my S.F. 

Anyway last I knew, S.F. wasn't even an accepted payment method.  Has anyone shared that change here already? 

 

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