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check out error message

For the past couple of weeks I've had an error message at the last stage of my purchase, when I click on place order, it gives me an error "Please check your payment details or use a different payment option".

My payment options is already on my account. I should not need to re-enter every single time I make a purchase. After re-entering my cc info the error message re-appears. I've contacted both Ebay and the seller. But the issue keeps happening. 

I am utilizing my desktop pc, and placing a purchase for a single item which is popular because its less than 6.00 / asked the seller if I could make a one time payment and provide the multiple address so that I don't get behind on my orders.

Not sure if this has something to do with my issue but I've replaced my cc 3 times in the last 6-8 months because of unauthorized charges.  I am being hacked??

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