Retracting automatic bank account deduction during a proposed bid

[oakley1030]

I authorized EBay to automatically deduct from my bank account my bid amount…if the seller agrees. I would like to withdrawal that authorization and just pay when it’s convenient for me. Can you please tell me how I can resolve this issue? Thank you!

[eburtonlab]

Sellers control whether a valid payment method is required for bids or offers on those sellers' items.

eBay controls whether each buyer account is subject to those requirements.

Buyers have no direct control over that requirement when making bids or offers for those sellers' items.

[lady_madonna]

@oakley1030 

If you have already authorized your payment method that will be charged if you win the auction, there is no way to withdraw the authorization.

[woodland_gnome · Accepted solution]

If you had not pre-authorized the payment you would not have been able to place the bid or offer.  eBay has been "experimenting" with requiring pre-authorization of payment for Best Offers for over a year and a half, adding more and more users into the test group required to do so (sellers can opt their listings out of it; buyers cannot opt out once they are assigned). Too many users were making offers and then not paying when it was accepted, and too many of those were scammers who would try to get the seller to text or email them to get their number/email address to send fake payment messages to.

Not sure whether or not they have officially made it permanent yet or it continues "experimentally." They have recently started trying it out on auction bids.

If bidders/offerors were able to opt out of the pre-authorization or make the offer and then revoke the pre-authorization then the ones who don't intend to pay (especially the scammers) would be sure to do so, defeating the purpose.