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Getting insurance payment from UPS

I sent a brand new, very expensive Lego set ($325) as requested by the buyer by UPS via the eBay set up.  No additional insurance was requested, but I thought at lease $100 was included.  UPS (their fault) delivered the set to the wrong address (wrong state!) and now I am trying to recoup some of the value based on their automatic insurance coverage.  Each time I try to make a claim via the UPS website, it says "Unfortunately, your claim cannot be submitted at this time. Please contact the shipper who requested that you submit this claim for further assistance. [UPS:E022]"  I am the shipper and the buyer got a full refund.  How do I submit my claim for the $100 coverage?!?

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