Add my 0.02c worth on this - I had a payment linked to my account, and
my account got hacked and a purchase was made using the linked PayPal.
Since then I've had no default payment, and when it comes time to pay I
need to log into my PayPal account -...
I just made an offer on an item, and for the first time it was asking me
to link a payment method. Requiring the customer to have a linked PayPal
or bank card is a potential disaster. I used to have a linked PayPal
account and someone hacked my eBay ...