eBay

Reach out to eBay support team, they will question you some basic questions about your business and your plan. after that they will grant you 5 listing.

Wait, all things will be good

You could contact your bank and complain them that particular transaction as fraudulent activity. Also contact ebay customer support

HiCheck your bank internet banking service, it should be ON. you can also pay with your PayPal.

Yes, you should give 3-star rating So it will be considered that you're not satisfied with his communication. He will try his best to achieve good rating in the future.