eBay

And what do you think that fee is for? And why do you think the selling fees went up when managed payments took over??? For the payment processing.....

100% Correct. 

The updated stated"And remember—when you sell on eBay, we don’t charge a separate fee for payment processing." And in the fees section it states "We charge one final value fee when your item sells, and you don't have to worry about third-party paymen...