Your calculation misses the critical factor. You may benefit from a
0.55% reduction on the non-sales tax part of the FVF but you are paying
12.35% on the sales tax. Almost all of the time your total fees will be
higher under managed payments. Here's ...
I don't have any issues with taking PayPal out of the loop. But eBay
effectively increased fees by adding sales tax to the "final value" they
use to charge their fees. (The only exceptions are sales to the handful
of states that charge no or nominal ...