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[maxmaxmax2012]

Have a good day everyone and I wish you well. 

[robbie31415]

I don't understand what part you are having trouble comprehending.

If you don't have a payment schedule set up, eBay will only let the money sit for 180 days.

The 180 day timer restarts at every credit to your account.

I feel like it's pretty self explanatory.

[luckythewinner]

And those questions are just in context to this quote "If you aren't on scheduled payouts,funds are paid out automatically after 180 days from the last time we credited your account."

I am a USA seller with a linked bank account. 

I cannot turn off my scheduled payouts, and the only options for payouts are Daily, Weekly, Bi-Monthly, or Monthly. 

So here in the USA, I do not see how one could have a linked bank account and be not be on schedule payouts.

Are you currently on scheduled payouts? If so and there is no way for you to turn them off, you may be asking questions about a situation that cannot arise for you.

[maxmaxmax2012]

I have trouble with every aspect of this phrase.

It states that it happens "180 days from the last time we credited your"....credited your what!? My Bank account, or is that referring to the ebay account itself, meaning it talks about the moment where you get money on your ebay accoutn after you sold something? Thats the first question I have, and depending on the answer, further questions arise.

[maxmaxmax2012]

Is checking account referring to the ebay account or bank account? Sorry, Im not used to the phrase "checking account".

However, you again miss the point of where it states "after the last time we credited", which then means what? 180 days start all over again everytime you sell something again? So bascially it never gets paid out automatically if you every 3 months sell something? But before I continue with all that, I need to first know what this is evne referring to. ebay, or bank account.

[a_c_green]

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@luckythewinner wrote:

And those questions are just in context to this quote "If you aren't on scheduled payouts,funds are paid out automatically after 180 days from the last time we credited your account."

I am a USA seller with a linked bank account. 

I cannot turn off my scheduled payouts, and the only options for payouts are Daily, Weekly, Bi-Monthly, or Monthly. 

So here in the USA, I do not see how one could have a linked bank account and be not be on schedule payouts.

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I'm wondering if this has something to do with sellers being grandfathered-in to Managed Payments, as the OP has had his account since 2012. The bank info could transition into MP with no active changes required, but if the seller never made a payout interval choice, and eBay (in Germany, anyway) did not have a default choice, such as 30-day payouts, then the funds could theoretically pile up indefinitely in the seller's Managed Payments balance.

eBay seems to be recognizing that they have to pay out somewhere after 180 days, though I don't see why other funds that have not been held as long would be paid out in the same transaction (even though yes, the wording seems to indicate that they would, as it's described as having to occur within 180 days of the previous payout).

The other possibility that occurs to me is that maybe we're reading the transcript of an AI chat session, which will assemble plausible-sounding sentences that are not actually, factually, accurate. 🙄 That's why I asked for a link to the source of that quote.

[maxmaxmax2012]

It says that at the sellers cockpit, its not important where exactly because there is nothing else there that could add more context to it. It just pops up when you click on the "?" next to payouts.

The part about it can not stay on there indeifeintley I understand. I understand that there is a mechanism for automatic payout itself. 

But the question is to how that exactly works. Because it states that it happens 180 days after the last time they creddited your account. Which account? eBay or Bank account? And depending how the answer is for that, it rasies further questions, such as, in the case of it referring to creddting your ebay account: what happens if i sell soemthing again? This way, there would be always a new "credit" on the ebay account and it would have to start counting all over agian, whcih could mean, if you always sell something, the money stays there forever.

But if it means the last time you payed the money out on your bank account, then this raises the question, what happens if you pay out only a specific part of the money, for example only 10 dollar from 100 total dollar. What happens with the 90? This way there happened a new payout and so the 180 days start counting down again, or how does that work?

And what even happens if you never payed out money, since youre new to ebay? There is no "last time we credited", so how does the 180 days mechanism work then?

But before I get into all of that, I need to make sure what account it is even talking about. Bank-, meaning the account you have set up for payouts., or the ebay account. 

[maxmaxmax2012]

The noted 180 days can be found here, and it is from the ebay sellers hub:

 

https://imgur.com/SAmcYj6 

It says that on the german version of the sellers hub, but then obviously in german language, and it does on the .com page.

[eburtonlab]

Is checking account referring to the ebay account or bank account? Sorry, Im not used to the phrase "checking account".

A checking account is a type of US bank account upon which checks can be drawn, or to which a debit card might be linked. The other main type of bank account is known as a "savings account" which may have limits to the number of allowable transactions -- making it unsuitable for eBay.

eBay in the US requires sellers to provide a checking account in order to receive payments from eBay. If your US bank account is linked to eBay, it is a checking account.

[maxmaxmax2012]

You mean the AI chat session for what ebay has written down there for the 180 days? 😄 I mean that would at least explain why no one, not even people from the ebay support hotline, can actually explain me how that works in those various scenarios I have given. 

However, did you see my link I just posted?

The 180 days are to be found in the ebay sellers hub, both on the .de (german) and .com (us or internatoinal) sellers hub. Here is a screenshot:

https://imgur.com/SAmcYj6 

It shows up if you click on the "?"

[eburtonlab]

Because it states that it happens 180 days after the last time they creddited your account. Which account? eBay or Bank account? And depending how the answer is for that, it rasies further questions, such as, in the case of it referring to creddting your ebay account: what happens if i sell soemthing again? This way, there would be always a new "credit" on the ebay account and it would have to start counting all over agian, whcih could mean, if you always sell something, the money stays there forever.

eBay will not let any funds sit in your eBay account more than 180 days, because once 180 days have passed since your last payment from eBay to your bank, eBay will automatically generate a new payment, moving your current funds from eBay to your bank account. This prevents any money from staying in eBay more than 180 days from when it was received from your buyer.

That is, if you have a balance in your eBay account, and no payout schedule set up, twice per year eBay will sweep those funds into your bank account, no matter what else happens.

[maxmaxmax2012]

I see, but yeah, here in Germany we need that too. It is usually the bank account then, at least in my case it is.

However, if the 180 days phrase is actuallyt alking about the "last time we payed out on your checking account", then what happens if you have never paied out before, because you are new and just sold your first item on ebay? And what happens if you at some point pay out a partial amount of that money, what happens then with the rest? Because then the last time there has been a payout, is basically a new, fresh date again. So do the 180 days start counting again? 

[maxmaxmax2012]

No, we don't have anything like that here. At least not for eBay and such stuff. Nothing goes to the state if you don't claim it. 

[maxmaxmax2012]

So what happens if I got 100 bucks on my ebay account 160 days ago, then 10 days ago another 100 bucks. Then I pay out 100 bucks 2 days later. So effectively what is sitting now on my account is only that money from 10 days ago, which then would mean, that it treats each and every payment you received on your ebay account individually. 

But what has then the "last time we creddited your account" to do with that? It tries to say that what matters is the last time they creddited the bank account. 

Im not sure if thats actually how it works. 

What would actually make sense is, as the only plausible solution, that it is genrally talking about basically every thing you sold on eBay. You get money in, from selling something, and that has to be gone from the account within 180 days, othrwise it happens automatically. But this would mean then, that this whole process is not talking about the overall balance on your ebay account but individual parts of the money. So the question then would be, what happens if you sold 3 items each 100 bucks, but then you pay out a partial amount of lets say 50 bucks. Then at some point the 180 days are gone, in respect to the first item you sold. Given by my explanation, 50 bucks would have to paied out automatically then.

But again, not sure if thats how it works.

[eburtonlab]

So what happens if I got 100 bucks on my ebay account 160 days ago, then 10 days ago another 100 bucks. Then I pay out 100 bucks 2 days later. So effectively what is sitting now on my account is only that money from 10 days ago, which then would mean, that it treats each and every payment you received on your ebay account individually.

The way I interpret that wording is that if it has been 179 days since you last received a payout to your bank from eBay, eBay will automatically generate a new payment sweeping any funds in your eBay account as a whole into your bank account. Any money paid in to your eBay account in the last 179 days will be swept into your bank account in one shot.

In your scenario if you set up a payout two days after receiving another $100 from a buyer, you would receive a $200 payout at your bank (your scheduled payout) and your eBay account would be empty at that point. The 180 day limit only comes into play if you have both a balance in your eBay account and no scheduled payout during that period of time.

[maxmaxmax2012]

Well, yeah, it does make sense in how you explain it.

But the problem is, which kinda throws that logic over board again sadly, that you can also make partial payouts. I at first also understood it in a way, that this is just referring tot he last payout to your bank account. But if that is the case, then what happens if you did let's say, 10 days ago a partial payout? Will it start counting again or not? According to how they phrased it, the "last time they creddited" plays a role. But I don't know, really. 

I mena it could be, that the 180 days are meant for a total wipe of your ebay account money, so that after 180 days it has to be emptied bascially. But again, then this phrase of "last time we creddited" only would make sense, if it is referring to creddting your ebay account, not your bank account. And others suggested "last time creddting" is referring to the the last payout to your linked bank account.

I mean, there is a team sitting behind ebay regulations, mostly lawyers. I am slowly but surely getting to the point of realizing, the only who actually know how that works are them.