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What are the main differences between an Individual selling account and a Business selling account?

I recently had to switch to a business selling account in order to be able to combine shipping or reduce shipping charges on multiples of the same item so that buyers when purchasing several of the same item only have to pay shipping once and then slight increases per each item (like .40 cents each additional).  This was the only way I could figure out how to do this.  I have been using my Ebay account for business and personal purposes all along and paying income taxes appropriately.  But what are the main differences between having an individual selling account verses a business selling account?  Is this going to cost more or less?  Thanks!

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