Possible scammer

[momstoys209]

How can I email ebay about a possible scammer?

This guy had the nerve to tell me he didn't have paypal in his country (Turkey) and wanted my banking info!  Also, one page says he's located in U.S. another  says he's in Turkey!! 

[loveyourimagination49]

File an unpaid item case and block.

[pjcdn2005]

According to this article PP closed in Turkey a few years ago.

https://techcrunch.com/2016/05/31/paypal-to-halt-operations-in-turkey-after-losing-license-impacts-h...

He should still be able to pay with a credit card without a PayPal account but he may not have one as bank transfers are quite common in Europe and they are allowed on some of the eBay sites there.  

[wesk_36]

That's correct, as pjcdn2005 said, there is no longer paypal in Turkey, but of course, never give a stranger your banking info, at least, I never would.

[momstoys209]

Thanks to everyone,  didn't realize he couldn't use PayPal. 

Right, never give banking info!

[this*old*attic]

@wesk_36 

Untrue, perfectly safe, fear driven by unfamiliarity.

Nothing is provided in wire transfer info that is not present on an ordinary check. Not to mention, the international money wire system is about 100 times more secure than Fort Knox.

I often wire money and receive it the same way, and used to use it frequently on EBay when it was allowed as a payment method.

Op can still use wires, the payment just won’t register on EBay and the customer will have to trust the item will be shipped.

[pjcdn2005]

Just a general response...

I'm not familiar with how bank transfers work in the US or Europe but in Canada the only info given is an email address and in some cases they will need to set up a question and a answer.  I don't think that I've ever been charged for an etransfer here but I've read that international bank transfers can be quite expensive.

[this*old*attic]

@momstoys209 

Perfectly safe. See my post just above.

[this*old*attic]

@pjcdn2005 

Generally speaking, the sender pays both transfer and conversion fees.

Recipient should check with their own bank. They need to anyway because wires have different codes.

[wesk_36]

---

@this*old*attic wrote:

@wesk_36 

Untrue, perfectly safe, fear driven by unfamiliarity.

Nothing is provided in wire transfer info that is not present on an ordinary check. Not to mention, the international money wire system is about 100 times more secure than Fort Knox.

I often wire money and receive it the same way, and used to use it frequently on EBay when it was allowed as a payment method.

Op can still use wires, the payment just won’t register on EBay and the customer will have to trust the item will be shipped.

---

I have and will transfer bank to bank to trusted friends and relatives, otherwise no way! 

"Nothing is provided in wire transfer info that is not present on an ordinary check."

I no longer write checks either, in this day and age, you are correct, your routing number and bank account number are on the check, (which can then be duplicated) some clueless people even have their SS and or DL and phone number on checks too, along with your signature; in criminal hands, what a godsend! 

I had this info compromised a few years back and it took me months and $$$$ to get my identity back. Not fear driven, common sense, caution, imo. We'll maybe fear driven because I'm not going to let that happen again!

 This isn't 1960 anymore, the less strangers know about your personal info the better.

In this case, the "buyer" was asking the OP directly for their banking information (I don't think ebay allows that or endorses this, but I may be mistaken) and given the disingenuous multiple "buyer" ID locations, no way!

Just my opinion

[pburn]

---

@wesk_36 wrote:

---

I had this info compromised a few years back and it took me months and $$$$ to get my identity back.

---

I have never sent or received a wire transfer. I haven't written a check in decades. I haven't shown anyone my driver's license in forever. 

Yet, I've had my personal information hacked into at least three times--more, if I sat down and gave it some thought. Last time--just a few months ago--someone used my information to change passwords/emails on walmart.com, amazon.com, my email account, a couple of gaming websites, and, yes, even our precious eBay.

If you think not using a wire transfer helps protect you from hackers in some fashion, that's great--but it doesn't.

[femmefan1946]

Paypal does not in fact operate in Turkey.

Short of a wire transfer..... hmmm .... do the Turkish and the US banking systems support e-transfers?

These are fairly new and there have been reports of frauds with them (not the buyer and seller but hijacking) but it might work for your customer.

On the whole though, this is probably one of those sales that is not worth having.

Also, one page says he's located in U.S. another says he's in Turkey!!

A lot of us Canadians have homes in both Canada and the USA, and then there are international students who spend part of the year in one country and part in another.

[wesk_36]

"If you think not using a wire transfer helps protect you from hackers in some fashion, that's great--but it doesn't."

Conversely, giving your account and routing number out freely doesn't make you safe either.

On a side note;

https://www.cbsnews.com/news/the-data-brokers-selling-your-personal-information/

Everyone is safe, until they are not.  Everyone feels invincible, until they're not. it always happens to someone else, not me.

You cannot be too cautious with banking precautions imo. Ever.

I stand by my opinion: if a stranger asks you directly for your personal banking information, just say no. 

Or say yes, because theft only happens to other people. Data breaches never happen, right Equifax!

"Checking account fraud
It is truly a crime of the computer generation.
https://www.idtheftcenter.org/knowledge-base/checking-account-fraud/

[sin-n-dex]

---

@pjcdn2005 wrote:

Just a general response...

I'm not familiar with how bank transfers work in the US or Europe but in Canada the only info given is an email address and in some cases they will need to set up a question and a answer.  I don't think that I've ever been charged for an etransfer here but I've read that international bank transfers can be quite expensive.

---

What you are describing, the "eTransfer" works up to $3K per day, and there are weekly and monthly limits as well. One of my bookkeeping customers gets wire transfers from other countries to a US dollar account in Canada, and his invoice provides the bank address, Swift Code, account and transit number, and of course the sender needs the official name that's on the bank account.

I usually pay for my stuff directly with my credit card (I'm buying from the UK, so it's not MP, I have the option of PP but I opt to just bill Visa and not disturb my revenue stream with personal withdrawals.

C.

[this*old*attic]

Well, some of us have larger worlds than others. I’ve even bought and sold real estate using docusign and wiring the funds.

***shrugs***