Regards,
@percgrabbe-0wrote:Maybe a lot of buyer are calling and saying their millenial kids used the PAYPAL to buy something LOL
I have a Chargeback case in PP right now from a Dec purchase from last year ... Buyer told PP it was an unauthorized purchase on their account ... BUT WAIT, I actually had messages back and forth with the Buyer AFTER the sale, on record in eBay and sent to PP via their reporting system. So the $$ was put on hold for 30 days at the start while they disputed the claim with the Buyer's credit card company ... and then, they advised it may take another 85 days before a final decison is made and the $$ is freed up.
Some of these sitautions are simply dishonest people abusing the system in their attempt to get something free, pure and simple. And whether its something like you said or truly a hacked account they simply say "unauthorized" use ...
@ittybitnot I am sure that a lot of this is PayPal pushing back on eBay's decision to go to a new Payment Processor and they, PayPal, want to avoid as much lost $$ in protecting Sellers between now and when the full blown change occurs, I haven't re-read it but wasn't it specific to purchases on eBay? ... truth is often stranger than fiction.
@powertellwrote:Right now I'm in the process of losing over $1,000 on Paypal due to an unauthorized transaction. The case is currently under review but I doubt this will come out in my favor and I will be out both the product and the money. This is due to a package redirect scam which I was unaware of (I have another thread posted).
I think the ultimate problem here is chargebacks from credit cards and how to prevent them. So maybe Paypal is giving us trouble today but even if it's another payment provider they are just gonna pass the chargebacks onto us. Maybe credit cards are no longer a safe payment to use for the small seller on high dollar transactions.
I wish we could go back to the day where we could not accept credit card payments through paypal and only accept payments from their balance (which had a lower fee too).
I agree that Sellers should be able to determine what type payments they will accept. For general purchases in a certain $$ range I am sure CC backed payments are a small risk but more valuable items or higher purchase amounts are subject to fraudulant CC Chargebacks. The chargeback I am dealing with is a small amount but the fact is that process tied the $$ up for a long time ... and if suddenly I had 20 of them then we're talking about a lot more money. Maybe this is the tin foil hat talking but I still think some of the PP changes are in response to eBay's continued separation with them and they are now committed to cutting their losses too on fraudulant chargebacks and not protecting Sellers like they used to ... they could of course make policy that chargebacks are NOT accepted when the credit card is used to finance a purchase through a PayPal account ... that would be putting the responsibility back on the Buyer to police their own account opposed to making PP and Sellers responsible for the Buyer's either faudulant activity or lack of security with their own finances.
