If I only accept Debit and Credit cards as payment, can I bypass paypal fees?

[jo-455728]

So I recently started selling on Ebay and I'm not looking to start a business, but occasionally due to my hobby(s) I may come across things that I want to sell. I recently made a sale and of course I got charged my final sale cost which is about 10% of the sale price and shipping if I charge shipping so that's fine. So I also then noticed that paypal also charged me a fee for accepting the payment. My main question stems from my attempt to research where what paypal charges for with respect to ebay and I came across this article: https://www.ebay.com/help/selling/fees-credits-invoices/fees-using-paypal?id=4123 . As of now I can only afford to accept payments into my paypal but I don't want paypal to charge me fees on top of the ebay selling fees. This article seems to imply that PayPal only charges fees for accepting payments from a buyer using paypal. This brings me to the question in the title/subject, if I choose not to accept paypal and instead only accept debit/credit (those are the only payment options that I can remember right now) will paypal still charge a fee for accepting the money/payment from a sale?

[corvettestainless]

All forms of payment are run through Paypal (or Ayden, which you'll find out about later), so not wanting to pay a processing fee for you to get paid is along the lines of not wanting to get wet while swimming..... it just won't happen. 

[southern*sweet*tea · Accepted solution]

If you get paid by Paypal, there is a processing fee.

If you get paid by credit/debit card, there is a processing fee.

If you get paid by an online payment method, there is a processing fee.

Someone has to process those payments, and they don't do it for free.

[jersey..authentix]

Pay Pal has you by the you know what.

[nanbosnan]

You'll pay about 3-4% to process a credit card transaction which is just about the same as the Paypal fees. There's no way around it and if you find it, please let me know.

[3eyedfishcatcher]

You are describing managed payment by eBay however the fee's eBay is charging for this is actually higher than PayPal. They are also talking about in the future charging a additional .25 or .35 cents per item sold for processing the payment on top of the percentage they take for processing the sale.

[eleanor*rigby]

Integrated Merchant Credit Card accounts (which allowed sellers to be paid with a credit card directly from a buyer) are no longer allowed by eBay.

Just for fun, why don't you do a little research on how much a credit card issuer would charge you for one of those accounts? Do you think credit card processing rates are much different? (Hint: they're not.)

[jo-455728]

There is a reason why I mentioned that a) I am not starting a business, just occasionally selling like as little as one thing every few months and b) PayPal is the only option I can afford to use. I appreciate the advice but I kinda made clear PayPal is my only option so this advice, though fully valid and the effort is greatly appreciated, was worthless.

[jo-455728]

That's exactly what I needed to know for Easy-to-Read sentences. Thanks.