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End result with managed payments versus paypal

While doing/comparing my taxes for 2021 versus 2020 a very interesting change appeared.
In 2020 while I had PayPal I was buying 71% of my raw materials on eBay with the money I made on eBay.
Additionally I spent the rest of the PayPal money in eBay. This resulted in 20+ purchases on eBay a month.
This is because the money was already there in my PayPal account.
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Now that I have eBay managed payments, I have no PayPal funds and have to pull out my credit card.
99% of my raw materials are now bought outside of eBay.
Now my eBay account only has a few purchases a month.
Additionally my Amazon account has now 20 to 30 purchases more a month versus 5 to 15 in 2020.

Message 1 of 7
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6 REPLIES 6

Re: End result with managed payments versus paypal

WRONG. Set you bank on Paypal to your manage payments bank account and debit card. Then use Paypal like you always did. 

Message 2 of 7
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Re: End result with managed payments versus paypal

My expenditures have stayed the same , since if I'm purchasing supplies then I use the coupons every quarter and still buy other supplies here as I always have

 

It will be the same and different for many people 

Message 3 of 7
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Re: End result with managed payments versus paypal

There are certain raw materials sellers I still buy from. This is because they are competitive and ship faster.
I am interested in your coupons. Can you explain a bit

Message 4 of 7
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Re: End result with managed payments versus paypal

I can easily move funds from my MP checking to PP if desired.

Message 5 of 7
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Re: End result with managed payments versus paypal

PayPal was a separate form of money storage, that a lot took as expendable income, and ready to use.

 

Once in bank: on thinks twice about spending such.

 

So yes I agree with you that the change has most likly slows purchases by sellers on ebay.

Message 6 of 7
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Re: End result with managed payments versus paypal

That is true. However once the money is in my bank account, it feels different than in PayPal.
Like real money. At this point I only use real credit cards with purchase protection and rewards.

Message 7 of 7
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