eBay not using PayPal anymore?

[j02237589]

I got a message from eBay saying to update my account details.

"It’s now simpler to get paid on eBay

Getting paid has changed: Fees and expenses will be deducted before you get paid out and the remainder of your earnings will go directly to your bank account, not your PayPal account. Get set up in a few easy steps."

I primarily just tend to leave all the money I receive in my PayPal, so I wanted to ask for clarification: does this mean sellers can no longer use PayPal as a means of payment? We have to store the money in a bank account now?

I also saw something saying eBay raised their fees. Is that also true? 

Thanks for clarifying.

[nmiiji]

I just wanted to add the quite important fact that I was just able to make a normal purchase and select Paypal and the sale appeared to go through. Without opening up any new credit cards or bank accounts.  I hope this remains fixed.

[nmiiji]

There are literally billions of humans in this position. (They don't have bank accounts or know how to use online resources in any way. Many cannot sign their own names (so cannot alienate any rights they have, which TNCs hate)

Every decade there is a one in eight chance (we don't really know) of a coronal mass ejection (solar storm)  the size of the huge one in 1859, which if it happened today could wipe out the whole world's energy grid for an unknown but possibly long amount of time. Suppose if before then the world had gone cashless, as the big Internet corporations seem to want. It might become a real nightmare for lots of us with mass starvation and illness.  All of it totally avoidable.

[nmiiji]

He cant, I think he is trying to say.  And he's not alone, lots of people are in that situation. 

[nmiiji]

The global mistake that I am talking about originated with the Uruguay Round meeting of 15-20 September 1986 and the Punta Del Este Declaration where we all made "services" which is about 80% of most modern economies. "tradable" turning jobs into bargaining chips, a "balancing factor" in world trade.

Do you ever wonder how the advanced, rich countries got the developing ones to accept foreign patents, royalities,  and the whole concept of intellectual property? Well we got it by promising them things they want, like market access to businesses that lets them take advantage of the areas they "have a comparative  advantage in" like really low wages. This is the whole concept driving services liberalization.

[releasethekraken_1]

This is a thread about eBay moving on from PayPal, right? Why has it turned into a convoluted discussion of international economics and solar activity?

[mam98031]

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@nmiiji wrote:

I just wanted to add the quite important fact that I was just able to make a normal purchase and select Paypal and the sale appeared to go through. Without opening up any new credit cards or bank accounts.  I hope this remains fixed.

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@nmiiji 

It was NEVER broken.  I explained that to your earlier in a post in response to your concerns about buyers.  You are just confusing the rules for sellers with the rules for buyers.  They are NOT the same in most areas of Ebay and certainly with the money processing program.  It has NEVER been said by anyone that knows what the MP program is that buyers are affected.  You just had BAD information or made some assumptions that were not factual.

Buyers can and do purchase using PP even when the seller is in MP.  There is NO restrictions to prevent buyers from doing that and they have NEVER had to attach a bank account to Ebay for ANY reason pertaining to making payments.

[mam98031]

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@nmiiji wrote:

There are literally billions of humans in this position. (They don't have bank accounts or know how to use online resources in any way. Many cannot sign their own names (so cannot alienate any rights they have, which TNCs hate)

Every decade there is a one in eight chance (we don't really know) of a coronal mass ejection (solar storm)  the size of the huge one in 1859, which if it happened today could wipe out the whole world's energy grid for an unknown but possibly long amount of time. Suppose if before then the world had gone cashless, as the big Internet corporations seem to want. It might become a real nightmare for lots of us with mass starvation and illness.  All of it totally avoidable.

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Those are not likely people that are actively selling on Ebay.  But lets just say some of these people with these limited understandings did come to Ebay to sell.  With our without MP being involved, they are going to have to learn the rules of Ebay for selling and how to use PayPal.  All of it is totally unavoidable.

[mam98031]

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@nmiiji wrote:

He cant, I think he is trying to say.  And he's not alone, lots of people are in that situation. 

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They did NOT say that and I'm not going to assume that.  If they want to share more that is up to them.  But either way, it isn't up for debate.  It is a requirement of the MP program.  Therefore when told you are going into MP it is a requirement if you want to sell on this site no matter what your personal opinions are.

[mam98031]

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@nmiiji wrote:

Another thing that people don't understand is that governments have to help businesss be profitable. Theycannot prefer the people, who assume all sorts of things out of habit and don't have anything in writing.

Governments also have top treat all corporations equally. If a trade agreement has been signed on it, often a "standstill clause" applies freezing the essential facts of the deal for corporations at a specific date. In the case of the US and financial services, that date is the date the Understanding on Commitments in Financial Services became effective in 1998. Feb 26. Since then, officially, due to the WTO there has been, officially a freeeze on new financial services regulations. This even applied in 2008.  It also means that except for cases of serious emergencies, any changes made have to be temporary, and a ceiliing exists on new regulation. This applies to health insurance, because its a financial service. Whatever the state of regulation that existed in 1998 persists indefinitely. its basically carved in stone. And in the US the situation in 1998 was terrible for health insurance purchasers. This was written about by the late Nicholas Skala in his 2009 open access article in the IJHS which is very worthwhile reading. It can be found on CiteSeer X

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If this is how you truly feel, you need to turn your sites on educating the FEDERAL government.  Ebay is just doing what is required of them by law.  If you think those laws are flawed for whatever reason you have, address it with the Federal Government and work for changes in the Anti Money Laundering laws and the US Patriots Act.

[pinballwsd]

Final straw for me too.  I think ebay will soon be just a memory.

[nmiiji]

There is a big push to create a 100% cashless future. Some big and powerful players seem to be involved and I am pretty sure ebay is among them. They have an organization, the Better Than Cash Alliance.

A German economist, Norbert Haring,  is among those writing about it. The Indian Modi government is also involved. There is alao a big push to privatize almost eveerything and then inorder to prevent fraud, whenever you change your location, since the roads will be private property it will record a record of where you have gone in order to charge you for your use of the resource. People's cars will be replaced with ones that can legally navigate on these new thoroughfares, and when you run out of money to debit they will disable themselves. 

You will need your phone to make any transaction. Financial services and microlending will be a huge global money machine. People will forever be in debt to these companies;. Heating will also become a huge cost that it isnt for many people today. It will be more like Europe where there is prepay metering and massive energy poverty. Heating will likely be the student loan costs of the 21st century. Lots of obsolete apartment buildings - deemed too expensive to heat, will be torn down in massive redevelopments.  Sort of like what happened in the 1970s with the Model Cities program. 

[nmiiji]

I've always thought of ebay as one of the good guys. Certainly much more so than that other big site. I think I even interviewed for a job there (which I didn't get) It was in the South of Market area of SF. The guy who interviewed me was very nice and at the end of the interview he took me downstairs into a warren of tunnels to show me the servers.  Their office was very dark. This was around 1999. Yes, more than 20 years ago. That was a pretty crazy time around there. That building had a great many tech companies in it. I was told that more Internet bandwidth than many of the world's countries was going into it. 

[lm_art_imports]

I sis not like PayPal, But E-bay much less. It is a Matter of Trust.

So for me is going from bad to worst.

This means that the Items I still have for sale, once they are gone so will I.

My Bank account is only mine, and yes I only share it with my pillow, everyone else will get cash, credit card or a check.

[mam98031]

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@lm_art_imports wrote:

I sis not like PayPal, But E-bay much less. It is a Matter of Trust.

So for me is going from bad to worst.

This means that the Items I still have for sale, once they are gone so will I.

My Bank account is only mine, and yes I only share it with my pillow, everyone else will get cash, credit card or a check.

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You do realize that your bank routing number is public information.  Anyone can get it any time they want it with our without a reason to have it.  Often banks have it stated on their websites too.

As to your bank account number, every single time you give someone or some company a check, on that check appears you bank routing number and your account number.  

So this information isn't as closely held as you believe it to be.

[nmiiji]

It's unlikely that implementing whatever reporting requirements they are presented with is costly unless it involves time being spent a lot of time, by humans managing it. Because ebay is a web application. Anybody who interacts with the site is interacting with a web app. Which we're all used to doing by now. Its not rocket science. Companies can totally decide how user friendly and how much sense their products make to customers. In that respect they are corporation's wet dream as they can be as flexible or inflexible as they want. They could all be much better than they are.