eBay

xblackghostxx · ‎06-13-2021

If you are a seller on eBay then you probably have your personal bank account linked to eBay. Which means they have direct access to your money plus your savings in that account (if you have over draft protection and/or can occur a negative balance). which means when(not if) a cyberattack hits eBay (if they haven't already with the march 2020 hack) then your account will be exposed and exploited. This is just one reason why I did not update the payment method from PayPal to a bank account, too much risk to do that.

I've also been seeing that eBay has pushing my listings back where people cant find them, it went from 5k in sales down to 1k sales in a month and down to hundreds. I didn't change anything too because they were selling like hot cakes, and before this listings were on the fist page now I can't find my listing. so much for an open market.

so to reiterate,

1. eBay isn't secure enough to have direct access to your bank accounts.

2. if you did not choose to link your bank account to eBay then they may have been quietly axing your listings.

eleanor*rigby · ‎06-15-2021

@vintage-car-magazines wrote:
Anywhere can be hacked. eBay, PayPal, Equifax, Adobe, LinkedIn.... Enrolling in MP does not present a material added risk. It's a reality we live with.

From the net:

"In September 2017, credit reporting giant Equifax came clean: It had been hacked, and the sensitive personal information of 143 million US citizens had been compromised—a number the company later revised up to 147.9 million. Names, birth dates, Social Security numbers, all gone in an unprecedented heist."

Equifax (and the other credit-reporting agencies) has a lot more sensitive information concerning individuals than most websites.

team_akira · ‎06-15-2021

@dugoldstuff wrote:
If you've ever had a job, credit card, loan, bank account, credit report, filed a tax return, or purchased anything online, your information is already "out there".

Anywhere can be hacked. eBay, PayPal, Equifax, Adobe, LinkedIn.... Enrolling in MP does not present a material added risk. It's a reality we live with.

So then just post all your info right here.

LOL, right on! Don't hold your breath though. These are the "do as I say, not as I do" gang.

eleanor*rigby · ‎06-15-2021

@dugoldstuff wrote:
So then just post all your info right here.

Do you mean post it right here in this thread?

This is not an encrypted environment. Posting it on the Community platform can hardly be considered the equivalent of entering it into a website's encrypted database.

Sometimes a good argument can be derailed by the use of hyperbole, false equivalencies, straw man fallacies or other techniques people resort to in order to make a point.

The previous poster makes an excellent point. Ask yourself if you have submitted personal data for any of the following online. You don't have to post the answer. I think we all know what it would be.

a job application
a credit card
a loan
online banking
automatic bill paying
your credit report
filed a tax return
online investment account
online purchases

forward-motion · ‎06-15-2021

OMG! NO!

maxine*j · ‎06-15-2021

@dugoldstuff wrote:

So, knock yourself out, folks! Just keep giving out your name, SSN, bank account, bank routing and, if requested, photo ID, to anyone who requests it.

Well, your bank account number and bank routing number are printed on every paper check and if you don't use paper check, they're part of the electronic transaction. So big deal on that.

As for the SSN:

You must provide it anytime you are doing anything reportable to the IRS or your state's tax department.

You must also provide it anytime you engage in any transaction subject to the Customer Identification Program provision of the US Patriot Act which includes, but is not limited to, giving it to:

-- Companies from which you are applying for credit: credit cards, loans of any type, cell phone service

-- Your department of motor vehicles

-- Employers
-- The three main credit reporting agencies: Equifax, Experian, and TransUnion
-- Investment advisors and brokerage houses
-- Banks
-- Companies with which you have a cash transaction of $10,000 or more: car dealerships, RV and boat dealerships, etc.
-- Companies facilitating real estate transactions

-- Federal and state agencies when applying for benefits: Social Security, Medicare, Disability, Medicaid, and other aid programs`

For decades, most schools used SSNs as student ID numbers, so if you are over about 40 years of age and attended any school in the US, it probably has your SSN. SSNs were also commonly used as identifiers for medical records, and I'll wager it's in your medical records if you are over 40 years oa age. And on and so on.

So getting all knotted up because eBay's payment processing requires you to have a bank account and an SSN seems a waste of time and energy that would be better spent in vigilance, in taking precautions to protect all that personal info that is already out there.

=

nuclearomen · ‎06-15-2021

@eleanor*rigby wrote:
@vintage-car-magazines wrote:
Anywhere can be hacked. eBay, PayPal, Equifax, Adobe, LinkedIn.... Enrolling in MP does not present a material added risk. It's a reality we live with.
From the net:

"In September 2017, credit reporting giant Equifax came clean: It had been hacked, and the sensitive personal information of 143 million US citizens had been compromised—a number the company later revised up to 147.9 million. Names, birth dates, Social Security numbers, all gone in an unprecedented heist."

Equifax (and the other credit-reporting agencies) has a lot more sensitive information concerning individuals than most websites.

yeah, but what everyone fails to realize is that all your precious "information" was never once a secret, there are so many ways for individuals to gather things like SSN, Bank #, Health Info, Birth Dates, Birth Certificates etc... companies all over the world have been mining these information's for years. Many companies opening sell your information and if it's "illegal" here, it's not somewhere else. When you open your email and have spam for auto loan, home mortgage, health related... that is because companies bought or mined your information. When you go to mail box and take out the same things + credit card offers etc... that is because companies got your information. The world isn't as "secure" as so many people wish to believe, all that information is not a secret or private - just wish to believe it is. China and other countries have been hacking into systems for years and years, and so have the US. So why on earth does anyone act so surprised that a hack occurred and information was obtained? The world of old is no more, the world you live in now is all about data, given, bought, sold, stolen, it's still about data...and it's not secret.

The great truth is there isn't one
And it only gets worse since that conclusion...
...There is something about the rigid posture of a proper, authentic blind
As if extended arms reached to pass his blindness onto others.

romulusnr · ‎01-09-2022

"As for the rest of the OP post, so you believe that your sales are down due to ebay being hacked and someone getting your bank information? lol... wow, that's pretty ridiculous."

that's not what op said

kh-vince · ‎01-10-2022

Hi everyone,

Due to the age of this thread, it has been closed to further replies. Please feel free to start a new thread if you wish to continue to discuss this topic.

Thank you for understanding.