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Fraud in my account...

To whom it may concern.

One of the buyer who's buy 1 of my item but not list on ebay with credit card (that I never accepted on my selling acc) I also didn't see the $$$ in my paypal acc. Now she want the refund, and ebay want me to refund the $ to the customer. The $ I never received. This is **bleep**. What should I do...

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