What’s the difference between a personal account and business account?

[buckleup2015]

I've been a seller for many many years on Ebay, purchase new items directly from vendors at wholesale, sell them retail. I have an EIN, an Ebay store and have done business on Ebay as (what I thought) a business. I just noticed today (looking for something else) that my account is an individual account, not as a registered business account. What's the difference?
All of these years I've qualified for and received Top Rated Seller status...promotions, etc...
Are there any advantages to becoming a business seller?
I sell in the US only

[emerald40]

https://community.ebay.com/t5/Commonly-Asked-Questions/What-s-the-difference-between-a-personal-acco...

Personal accounts are for casual buying and selling on eBay, while business accounts are a good option for sellers who:

• Sell ​​items that were bought exclusively for resale
• Make items and sell them, intending to make a profit
• Sell a large number of goods on a regular basis
• Buy items for their business

[the*dog*ate*my*tablecloth]

That really doesn’t explain the difference. The only difference I noted in that explanation is you can sell under your business name. The rest of the link is fluff and not explanatory. No wonder people keep asking.