Why doesn't ebay allow sellers to have an option to add the protection to be included in the sale of their listing.
For example I add the protection plan to be included in the sale and when someone buys my listing Ebay removes the cost of the plan in sellers fees. I would make the price of my listing a little higher to offset the cost or to cover it in full. But i think it would be a cool feature for sellers to be able to add to their listings and would increase sales to these 3rd party protection plans like Allstate and some others.
Just my thoughts,
Oki pros