I haven't changed a thing in my account since the dawn of Managed Payments. When the Express thing started, I was kind of interested because the % fee seemed reasonable and I probably wouldn't need to do it often anyway. But at that time, I think I was told (here) that you can only get Express withdrawals if your (regular) payment schedule is at least weekly; you couldn't do them if you were on daily payments or on-demand payments like I am. Also if you switched, you couldn't switch back. I think I remember some people found out the hard way and were really ticked off about it.
Tonight I noticed that the ad banner now says the Express payouts are a flat $2 fee, so I got curious again. Well now I am ALL KINDS OF CONFUSED.
The help pages seem to conflate Express Payouts with On Demand in multiple ways. Talks about OD being 30 minutes with a fee, but right below it describes OD as 1-3 days (no mention of a fee). AND the requirements of getting OD seem to indicate you can only opt to take an OD payout if you're on a schedule of no less than weekly. But I'm not on a schedule AT ALL. My payouts are PURELY On Demand, as frequently or infrequently as I want them! How did that happen?
Are these these help sections just all kinds of messed up? Or am I "grandfathered-in" with a payout situation that the help language no longer describes? Or both?
But I'm STILL interested in Express. And it appears to say you can have it even if you get OD payments; you don't have to be on any of the scheduled ones. But it also seems to say if you switch to this, ALL your payouts will cost $2. I might not mind that, as long as I still get to decide WHEN I take them. And if they're all going to cost $2 then they all better be instant, no more 1-3 days.
The most ideal, best case scenario: I can let my sales pile up for 4 days, 9 days, whatever, and take all or some of it. Then if I want take more the next day. Like an ATM basically.
Worst case scenario: I get shoved into weekly payments or whatever, AND have to pay $2 each time, and also is it true that if you switch to Express, you can't switch back?
I so wished it would work, not only for myself but because you've spent so much time trying to help. And you DID affirm that I'm not stupid; the Help documents on this stuff are wack AF, also how this should work (when it works), and it makes total sense the way you explain it. .... However, the thing I feared would happen came true, in fact worse than I imagined.
So, starting with the invitation banner, I clicked Add Debit Card, and entered it on the form. But clicking Continue only caused a brief spinner and then nothing; card details still entered and fresh Continue button to hit, but no a second hit didn't work. And there was no error flag. But I did check and recheck the card and address details of course -all correct.
The thing I worried about before -my debit card already being on file- that would seem to be the most obvious problem.
So I figured I'll just delete the card and start over. BTW it's disturbing how when you delete a card you get a popup that says 'We'll still charge this card for outstanding balances even after you delete it' (it even said that about an old expired card from a closed account that I still had on file when I deleted it yesterday, just to take it out of the picture). So then I went back to the banner to start over, entered the card in that same popup, got the same brief Continue spinner, with no joy.
So then I tried to just re-add the card to the payments page by clicking a + box, figuring at worst I'll just be back where I started.
That seemed to work, in fact it gave me these exciting things, in this order:
But EGHHHHH! No dice. So now I just have my checking account ONLY on file. Do you think they require TWO debit cards -one exclusively for checkout, auctions, offers and selling costs, and the other exclusively for Express payouts?
