You need to give eBay's Mobile App permission to access your photo library.
iPhone - Permission is found under Settings > Privacy > Photos
Android - Permission is found under Settings > Applications > Application Manager. Scroll down the list of Apps to the eBay App. Tap on the eBay App, then tap on Permissions, now tap on the On/Off slide to grant permission. You may need to sign off of the eBay App then back on to enable the permission.
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