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Refund on credit/debit card

If I pay with my credit card and something happens so the seller must give me a refund , will he be able to refund me on my bank account (credit card) because this credit card isnt linked with any paypal account. So my question is can the seller refund me on another paypal account that the credit card isnt linked with it. And also I dont want to link my credit card to paypal. 

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