I left a message earlier saying that eBay sent me multiple messages telling me that my payment for an offer had failed and to try again. I got these messages the day before I even made the payment! I called eBay and was told that eBay tried to take the payment from the credit card that I chose to be used for offers and auctions. I NEVER chose a card for this purpose! Ebay automatically assigned one of my three credit cards to be used for this. I didn't know it, I never received a message telling me to do so. When I made the offer, I got a message telling me that it had been sent and that a reply would be coming. I wasn't asked to choose a payment method before sending the offer either.
The payment that I sent the next day did go through, but that isn't the point here. I have three credit cards. Like many buyers, I am on a fixed retirement income, so I want to choose WHICH payment method to use, that is my right. I don't want eBay to choose a method without my involvement. Now, before I make an offer, I will have to go into my eBay account and change the offer payment method to the one that I want, and THEN make the offer, after which eBay will take the payment from the designated method. Ebay explained to me that it wants a stated payment method to be used for offers and auctions "before the fact" because some buyers don't pay at all. I get this, but eBay needs to tell buyers that they have to choose a payment method BEFORE making an offer or bid, or at least provide a PROMPT to choose a payment method, when a buyer is trying to do bid or send an offer. I got n such prompt and I had no idea that one of my credit cards had been assigned to "offers and bids". This is why I got the three "payment problem" messages. Ebay tried three times to charge a credit card that had insufficient funds.
