Why is does ebay have that horrible auto pay rule now?

[catar-marc]

So today  made an offer  on an item I been wanting for a long time. But to my surprise when seller accepted offer my card was charge instantly. This dosent help me when I pay through paypal and do their pay in 4 plan. When did this thing started? Is there any way I can change that on My settings? I don't like it. 

[shipscript]

The autopay on Offers was started about a year ago and has been slowly rolling out across buyers (Autopay on bidding has just started). One of my accounts has autopay and the other does not.  There should be a payment selection option (basically all the checkout details) at the time you place your offer.   I was able to click all the way through to PayPal to change my default PayPal payment method.  Since I don't use Pay-in-4, I don't know if that can be selected from that screen. 

eBay is aware of these pain points, including those of buyers who want to combine purchases and shipping.

Buying - autopay changes

[rock.star]

Why ? Because sellers were having too many accepted offers that were not paid for. 

[lisa5768]

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@rock.star wrote:

Why ? Because sellers were having too many accepted offers that were not paid for. 

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@rock.star 

Yes, sellers have buyers not paying for accepted offers, their item is removed from sale and they have to wait to cancel for non-payment and relist. Sellers have the option to turn it off if it does not work for their business model.