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Didn't receive your discount or credit

When I have a fraudulent buyer that didnt pay and eBay issues me a credit. How long until I can access that credit and get my money back? 

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eBay will credit your seller account.

You can leave that credit in your account to be applied against fees on future sales.

or

You can request a refund.

http://pages.ebay.com/help/sell/refunds.html