Product Liability Insurance

[mag-erad_waterheater_cleaner_delimer_descaler_humidifier]

This should be an Ebay Policy, but certainly I believe one we should be aware of due to the ease of law suits that pull in everyone in the supply chain.  

When products are sold, improperly made clothes, not fire **bleep**ant, or choking hazards or recalled items, or plug in items that may be defective designed, and imagine selling so many items that are not protected by product liability insurance, legal rights are not a certainty. Could the seller be held responsible. I don't know. I do know there is a lot of impossibly low pricing in my opinion if liability insurance is properly purchased by the manufacturer. Ebay has no policy I know of checking for product liability insurance. Imagine if anything we sell does a bad thing such as choke a child, and you find out as they come after you/us. the product is uninsured.  Is that the end of all our possessions and lifelong payments?  I only sell what I know is protected by product liability insurance.  Do You?  Does Ebay demand proof from manufacturers of listed products? There should always be a 1 - 2 million dollar Product Liability Policy or it's potentially on you and Ebay if a smart lawyer looked at this subject as one day one will. I'm not a lawyer but I do know the importance of the right insurance.

[u2_vintage]

@mag-erad_waterheater_cleaner_delimer_descaler_humidifier 

Did you make the items your are worried about selling ? Is the product your selling being recalled ? If the answer is no to both you do not need any insurance as it is not your problem. If you did make those products the yes, you may need insurance.

happy selling

[brightlightbookseller]

Resellers (what most of here are) are not responsible for that and do not need product liability insurance. The product manufacturer would be the one on the hook.

[12345jamesstamps]

Since so much is coming from China and selling on all platforms these days....

You get what you pay for.

Always check where item is made of course.

[chevymontecarlo88]

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@brightlightbookseller wrote:

Resellers (what most of here are) are not responsible for that and do not need product liability insurance. The product manufacturer would be the one on the hook.

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Agreed.

However what if the user sold the item as "Brand New" when it was not? (not authorized dealer)

Example. The user sells an electronic item as Brand New (but it is a repack or just sold from someone not authorized to sell new products of that brand) and it fails, damaging property and/or persons. Would it matter at all and would the user selling the item incorrectly be held financially responsible?

[carlmarxx]

As you know when Ebay  started   they  had  two  types  of sellers   Private  personal seller    and   retail merchant  seller. also  Both  Federal and state  merchant & buyer  protection Statues  ,Which  lay out limited right's buyers have when  private person ,   second market resellers   .    Neither   the reseller  or  retail merchant  seller  are  financially  responsible   for  the    manufacture's  product  and defects  of design if any   or   factory   production  error's done by the machines  and lack  of manufacture  stop using  product inspectors  before  departure from the factory .  

[bonanza125]

What about marketing defects? If a seller says a product is brand new which it really wasn't and then causes damage? Guess what a lawyer will have a sellers named in a lawsuit. 

[carlmarxx]

The reseller  and private  personal  seller  need's to disclose  any all  defect's  ,damage if any  and  handing  use  of product  .   

[redmodelt]

Don't think anyone on the public forum made up of other buyers and sellers would be able to comment on that situation. (well maybe a couple if they see this)

Otherwise if it has been less then 30 days after delivery you could open a not as described return and get your money back. 

[bonanza125]

Ok, and what happens when they don't deliberately? What happens also if there is no way to disclose defects? The answers are in writing. Just saying I think sellers should be open and really think about what the OP is saying.

[heckofagame]

Do keep in mind that even though the eBay seller did not make that product, if a suit is filed, and the seller is included in that suit, the seller will need to retain an attorney to get them out of that suit. It's not pleasant. 

[adamcartwright]

@mag-erad_waterheater_cleaner_delimer_descaler_humidifier 

What exactly are you proposing?

If this is your concern, why don't you attend the eBay open next week and raise this issue?

I don't think you'll get very far, but I also don't think anyone here can help you out.

[carlmarxx]

Well  buyer can file Snad  since  it didn't  meet  for indented  use   the seller sold it to buyer  for need's . 

[carlmarxx]

Ehay is force to have  two type's  of sellers  in England  on the Ebay. Uk site    .Because    over  there  the reseller   private  has   more  rights  and  protections  Uk. Laws   .  That is why you see private or merchant under sellers ID  which ebay.com   over used to  do from  1995 to  2007  .  Ebay's business  model  is still resell  second market  and still have  Venue  in the UA  . Also in the UA  Ebay still has both Ca.  & UT.  Commercial law  statues  .  

[carlmarxx]

I meant  over here .