Recently I (vincengerard-0) got scammed using your service as a private seller on Ebay. As I am being left with no choice to refund my item I got incredibly frustrated. I had acquired the items earlier at about 80% of the price of my item in the past, am about to lose the transaction in full 100% and additionally will have to come up with £20 twice on chargeback fees. As a final resort, I have heard that there could possibly still be a chance by contacting the FOS or financial ombudsman service. Being a student however, this transaction had a tremendous impact on my wellbeing and motivation to use any of your services again. As doing such a thing cannot be considered as a realistic option in today's society however. As I require funds to proceed in anything I decided to investigate scamming activities related to your service to forestall future scamming attempts. After quite some hours of investigation I decided to dig a little deeper into the net. As a result of this I stumbled upon the following documents of which I would only advice a security team to take a look at. www.wickybay.xyz/2016/11/receiving-and-cashing-out-paypal-by.html#more www.store.wickybay.xyz/ www.wickybay.xyz/2017/01/screw-paypal-toolkit-pro.html#more I would like to warn you that currently there are multiple people attempting to use stolen Paypal and Ebay accounts to acquire digital items like: books, membership cards, currency and games (Nintendo, xbox etc.) as these items can be easily transferred back into bitcoins and get (washed) at a small cost. Personally, I do not think it is safe to handle any digital item at all on the market. As many students are selling these but also local businesses are harmed financially, safety has an enormous impact on your future customers. I have currently contacted sellers (also students) in the same niche on Ebay to be aware. Personally, I decided to quit my sales as I could not dangers that, from my perspective are supposed to be covered by both of your services in the first place. For example: If fraudsters can acquire an US Paypal account with $500+ for only $50, then to me Paypal is no more than an agency that requires the seller to gamble upon the right buyer (second document link). I hope there is a possibility to further avoid future scamming on both Ebay and PayPal by changing policy to prevent above listed publicly available fraud methods, to detect stolen accounts but also prosecute offenders. Edit: I actually did not want to put this here but Ebay does not have an email option so this was my only way..