Payment dispute gimmick | Selling

richardnevada · 2025-09-05T18:16:00.089000Z

As a seller, I recently had a 'payment dispute' from a buyer significantly after the 30 day money back guarantee period. Buyer waited after the 30 days to offer to barter in order to exchange his items for other items I had listed. When I refused the off-ebay scheme that he had devised, he then started on a rampage to claim the items were not as described or shown in the scan, and requested a return thru eBay. That scheme was quicky rejected by seller and also rejected by eBay Subsequent to that, buyer simply went to his bank and requested stop payment on his credit card purchase FAR AFTER THE 30 DAY GUARANTEE PERIOD. The reason I am writing this is because it appears eBay is helpless at protecting the legitimate seller, EVEN AFTER THE 30-DAY MONEY BACK GUARANTEE has elapsed, when the buyer takes up the issue with his bank. Buyer has now had OVER TWO MONTHS to exchange the real items he received with fakes/counterfeits, while seller's funds remain 'on hold' with eBay. I'll be curious to see if eBay/USPS will take up a postal fraud inspection via the Postal Inspector process. In the meantime, has anyone else had a similar occurrence in which they might be able to provide some input to me regarding their own situation with something like this? Thank you.

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