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Why does ebay hold funds? The item was delivered and tracking was confirmed. What's up with that?

uscmom13
uscmom13
1299View listings
Posted Sep 14, 2026 at 2:40 AM · Edited Sep 14, 2026 at 2:40 AM·Last reply Sep 14, 2026 at 8:04 PM
                                       
         
6 comments

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
               
mam98031

mam98031

·Sep 14, 2026 at 7:19 PM
Owner / Operator19752View listings

It is to protect both buyers and sellers. Whether a new seller or a casual seller returning after about 90 days or so away from selling.


We use to have a BIG problem with PayPal was our money processor. Sellers coming here, selling a bunch of stuff, getting paid by the buyer, then when the seller felt they it was time to get out, they ran with the money and never shipped product. Now in a crazy world with all the fake tracking numbers it is even easier for sellers to get away with this a bit longer. This is just one reason, I'm confident there are others.


But it is a short period of time. I know it can be problematic for some. But once you get past about 10 current transactions that go well, they won't likely hold funds anymore. Then for the future, just make sure that you come back and sell a few things every couple of months.


Good Luck!

                                       
uscmom13

uscmom13

OPSep 14, 2026 at 7:35 PM
1299View listings

Yes - I haven't sold in a while. But I have been an active buyer continually since 2003. It just surprised me. Thank you for the update!

                                       
mam98031

mam98031

·Sep 14, 2026 at 8:04 PM
Owner / Operator19752View listings

Buying requirements are VERY different than selling requirements as is the job. Ebay has very few, if any, rules that apply because of a member "length of time" on the site. The rules are for one and all.

                                       
christworks

christworks

·Sep 14, 2026 at 3:45 AM
1406View listings

They hold funds to make sure sellers don't take the money and jump ship.

                                       
albertabrightalberta

albertabrightalberta

·Sep 14, 2026 at 2:44 AM
SIGNATURE! NOT DIRECTED TO YOU: I can explain it to you but I can't understand it for you.104View listings

@uscmom13

iPhones and electronics are among the highest fraud items to sell on ebay.


Couple that with a new seller and a 30-day MBG, ebay wants to make sure that the money will be there if the buyer has a problem with the item.

                                       
uscmom13

uscmom13

OPSep 14, 2026 at 7:36 PM
1299View listings

Makes sense - thanks.

                                       
                                                                                 
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