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Fraudulent charges
I have six charges on my cc statement that say PayPal/eBay which I did not make and my cc says ebay told them I did make them but they are not on my purchase history on either PayPal or eBay
4 comments
kh-cathy
·2 years agoHi everyone,
Due to the age of this thread, it has been closed to further replies. Please feel free to start a new thread if you wish to continue to discuss this topic.
Thank you for understanding.
fa_8305
·4 years agoThat's the whole point of of the CC, @janicei51. When you file an "Unrecognized charge" inquiry on ONE and then later ALL of the 6 unrecognized charges with your CC, then whoever is behind the PayPal/eBay charge will come out from behind that charge and tell you who they are, so you'll find out if it's either valid or fraud.
Chargebacks and inquiries
When a cardholder has an issue with a charge on their credit card, they can contact their bank to dispute the charge. The bank then makes a chargeback or inquiry. If the cardholder's bank makes an inquiry, then they don't take the disputed amount or a chargeback fee right away.
valeriestorm
·2 years agoIf you don't NOTICE the fraudulent charges until 6months later,SOME credit card companies don't honor disputes like Citi Card. Won't order on eBay anymore...no humans to talk to to fix problems like this.its become a mickey mouse site...sad
mam98031
·2 years ago@valeriestorm
This is a very old thread.
Each Credit Card company has their own rules. Some are 90 days and some are 180 and maybe some are in between.