Why do I not have spendable funds option?

Question

I have an account, it’s set up with bank and card, when I buy something there is no option to “use spendable funds” I can not find anywhere to enroll into that. Any help would be greatly appreciated

comics-scifi-collectibles · Accepted Answer

@angiesawesomefinds_342 If you have the option for Spendable Funds it will on your summary page under For You... It says shop when your buyers shop https://www.ebay.com/mes/summary

You can read more about spendable funds here>

https://www.ebay.com/help/selling/spendable-funds/spendable-funds?id=5305&st=3&pos=1&query=Spendable%20funds&intent=spendable%20funds&lucenceai=lucenceai&docId=HELP1688

Once you opt in you can NOT opt out but you can choose your payment at checkout.

You also will have to sign up for 2 factor authentication which can not be turned off.